105 GARLAND AVENUE, Seffner, FL, 33584 | $650,000

Welcome to one of the most exceptional modern homes in Seffner—where striking design meets superior construction.

This new construction, two-story residence offers approximately 2, 098 sq ft of living space and was built with a level of quality rarely found in this market. From the bold black-and-white exterior to the clean architectural lines, this home was designed to stand out from the moment you arrive.

Inside, you’re welcomed by an open-concept layout filled with natural light, soaring ceilings, and tile flooring throughout the entire home—no carpet anywhere. The main living space flows seamlessly into a beautifully designed kitchen featuring high-end finishes, upgraded cabinetry, designer hardware, and a sleek modern aesthetic, ideal for entertaining and everyday living.

What truly sets this home apart is how it was built. Constructed with concrete block on both floors, upgraded with foam insulation, and equipped with a durable metal roof along with hurricane impact windows and doors, this home delivers exceptional durability, energy efficiency, and peace of mind—well beyond typical new construction.

Step outside and enjoy epoxy-coated front and rear porches, creating clean, modern, and low-maintenance outdoor living spaces. The property also features lush St. Augustine grass with a full irrigation system, providing instant curb appeal and ease of upkeep.

Designed for today’s lifestyle, the home is pre-wired for security cameras and surround sound, allowing for a seamless technology setup. The oversized garage adds valuable flexibility for storage, workspace, or additional functionality.

Enjoy the added benefit of a private well and septic system—eliminating monthly water and sewer bills while offering long-term efficiency.

Conveniently located near Tampa, Brandon, I-4, and I-75, this home offers both accessibility and a level of design and construction that is truly uncommon for the area.

Modern design. Fortified construction. Premium finishes. The garage, front and rear porches will be epoxied. Property will be given a professional final cleaning before closing.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 50 x 100
  • Laundry: Electric Dryer Hookup, Laundry Room
  • Year Built: 2026
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,098
  • Acreage: 0.11
  • Lot Size: 50 x 100
  • Est. Taxes: $593
  • Elem. School: Lomax Elementary School
  • Middle School: Mann-HB
  • High School: Armwood-HB
  • Appliances: Dishwasher, Disposal, Microwave, Range, Range Hood, Refrigerator
  • MLS#: TB8500178
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /prop/TB8500178/105garlandavenue_seffner_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/12/2026 3:17:13 PM)
Listing courtesy of PEOPLE'S CHOICE REALTY SVC LLC   Phone: 813-933-0677

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

105 GARLAND AVENUE, Seffner, FL, 33584

$650,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $520,000 $520,000 $520,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.730%
Monthly Tax Payment $49 $49 $49
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,114 $3,244 $4,246
Total Monthly Payment $3,255 $3,385 $4,387

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.