121 10TH AVE, Indian Rocks Beach, FL, 33785 | $860,000

Welcome to your fully renovated beach retreat in the heart of Indian Rocks Beach! This beautifully updated 3-bedroom, 2-bathroom home is truly turnkey and perfectly positioned just a short walk down the street to convenient beach access, allowing you to enjoy the Gulf’s white sands and stunning sunsets whenever you please. Extensively improved with over $140, 000 in recent renovations, this home offers peace of mind and modern style with a new roof, new AC system, new duct work, new doors, new appliances, fresh interior and exterior paint, and a fully renovated kitchen and bathrooms. Every detail has been thoughtfully updated, creating a move-in-ready coastal oasis. Step outside to enjoy the large backyard with no rear neighbors, as the home backs to Indian Rocks Beach Nature Preserve for added privacy and a serene backdrop. A 1-car garage adds valuable storage for your vehicle, beach gear, golf cart, or outdoor toys. Located in one of the most desirable beach communities on Florida’s Gulf Coast, this property is ideal as a primary residence, vacation home, or income-producing investment, with short-term rentals allowed and highly sought after in the area. Enjoy the charm of a true small beach town while being just minutes from Clearwater, the Intracoastal Waterway, St. Petersburg, and countless popular restaurants, bars, and entertainment options. Whether you're looking for a personal coastal escape or a prime short-term rental opportunity, this Indian Rocks Beach gem offers the perfect blend of lifestyle, location, and investment potential.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Garage
  • Year Built: 1973
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,711
  • Acreage: 0.15
  • Est. Taxes: $7,741
  • Elem. School: Anona Elementary-PN
  • Middle School: Seminole Middle-PN
  • High School: Seminole High-PN
  • Pet Policy: Yes
  • Appliances: Convection Oven, Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • MLS#: TB8502578
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/TB8502578/12110thave_indianrocksbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/14/2026 2:47:08 PM)
Listing courtesy of FLORIDA EXECUTIVE REALTY 2   Phone: 813-832-5400

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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121 10TH AVE, Indian Rocks Beach, FL, 33785

$860,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $688,000 $688,000 $688,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.312% 6.235% 6.164%
Monthly Tax Payment $645 $645 $645
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,070 $4,180 $5,806
Total Monthly Payment $4,807 $4,917 $6,543

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.