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Escape to your own mountain retreat where peace, privacy, and natural beauty come together. Nestled in a serene setting, this charming 2019 manufactured home offers the perfect blend of comfort and convenience for those seeking a slower pace of life. Surrounded by the beauty of the mountains, this property is ideally located just minutes from hiking trails, fishing spots, and scenic lakes and rivers—making it a dream for outdoor enthusiasts. Whether you enjoy early morning walks in nature, casting a line in a quiet stream, or weekend adventures exploring the outdoors, this location delivers. Inside, the home offers a modern, well-maintained living space ready for you to move right in. It’s an excellent opportunity for first-time homebuyers looking for affordability without sacrificing lifestyle, or for those seeking a peaceful second home getaway in the mountains. Conveniently situated near the North Carolina and Georgia borders, you’ll enjoy easy access to multiple charming mountain towns, dining, and recreation while still coming home to your own private retreat. Bonus Opportunity: This property includes access to an available membership at the Mountain Lake Fishing and Boating Club (Lake Becky), offering even more ways to enjoy the outdoors with private lake access for fishing and boating. Initiation fee and yearly fees apply. Please note that the home is not detitled. The owner is related to the listing agent.
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Our Executive Mortgage Banker:
$134,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $107,920 | $107,920 | $107,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $647 | $673 | $889 |
| Total Monthly Payment | $722 | $748 | $964 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.