215 Ridge Road, Westminster, SC, 29693 | $329,000

This unique Chauga River property could best be described as "Charming River Cabin meets Chic Cottage Hideaway"! There are so many adjectives to describe this adorable and creatively designed retreat, high on a bluff overlooking the winding Chauga River, close to where it meets Lake Hartwell. In addition to being a weekend retreat for the owners, this property has been a successful Airbnb for 8 years. With 3 bedroom spaces, one bath, and a spacious, airy gathering room, there is ample living space packed into a relatively small footprint. The unfinished basement adds additional potential living space, or as it is currently, a clean open space perfect for ping pong table or game room. Two expansive covered decks perched above the water add outdoor living to the main and lower levels. For getting closer to nature, a stairway behind the cottage meanders through the woods and down to the small river overlook, ideal for unwinding at the end of the day - perhaps with a fishing rod in hand. Midway between the house and the overlook, a large wooden deck with built-in seating is a perfect spot for gathering among the trees. Inside is where the cottage chic is brought to life! The owner has lovingly refreshed the main level with painted floors and quaint (sometimes whimsical!) decor! Simple charm is created in cabin life when armoires substitute for closets and antique furniture becomes kitchen cabinetry. On the main level, the open living space has 3 sets of glass doors to the covered deck. Instead of a traditional fireplace, the striking green wood stove is indeed a focal point and adds whimsy, and warmth - keep the tea kettle warm while gathering around the fire! The compact kitchen has all you need for a cottage retreat, yet packs a punch of vintage charm with reclaimed cast iron sink, pot rack, and an old table for central work space. The charm continues upstairs with the tranquil loft/bedroom, a quiet place to relax. The other bedroom upstairs has amazing views of the treetops and winding river below. This enchanting retreat is located midway between Westminster, SC and Toccoa, GA, and is about 45 minutes from the multitude of activities of Clemson University. Numerous waterfalls and hiking trails are short drives away. With a few personal exceptions, most of the furnishings and accessories (including the slipcovered camel back sofa and its red legs!) can be negotiated as a package. Call for a private tour of this exceptional property!

Features

  • Bedrooms: 3
  • Baths: 1 full
  • Laundry: Washer Hookup,Electric Dryer Hookup
  • Style: Cabin
  • Development: 201-Oconee County,SC
  • Year Built: 2000
  • Heating: Heat Pump,Wood Stove
  • Cooling: Central Air,Electric,Heat Pump
  • Basement: Daylight,Full,Interior Entry,Unfinished,Walk-Out Access
  • Acreage: 0.62
  • Lot Desc: Hardwood Trees,Outside City Limits,Subdivision,Views,Wooded,Waterfront
  • View: Water
  • Water Front: Yes
  • Elem. School: Orchard Park El
  • Middle School: West Oak Middle
  • High School: West Oak High
  • Appliances: Electric Oven,Electric Range,Electric Water Heater,Refrigerator
  • MLS#: 20300671
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/20300671/215ridgeroad_westminster_sc?source=qrflyer
The data relating to real estate for sale on this Web site comes in part from the Broker Reciprocity Program of the Western Upstate Association of REALTORS®, Inc. and the Western Upstate Multiple Listing Service, Inc This information is deemed reliable, but not guaranteed. Neither, the Western Upstate Association of REALTORS®, Inc. or Western Upstate Multiple Listing Service of South Carolina, Inc., nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is responsible for verifying all information. This information is provided by the Western Upstate Association of REALTORS®, Inc. and Western Upstate Multiple Listing Service of South Carolina, Inc. for use by its members and is not intended for the use for any other purpose.
Listing courtesy of Dunlap Team Real Estate   Phone: (864) 646-9300

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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215 Ridge Road, Westminster, SC, 29693

$329,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $263,200 $263,200 $263,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.776% 6.078%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,621 $1,685 $2,203
Total Monthly Payment $1,696 $1,760 $2,278

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.