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Location! Location! Nestled in the heart of Rocky Point with coveted deeded beach rights to Friendship Beach, this Sun-Filled 4 Bedroom, 1. 5 Bath home offers spacious living, charming features, and the perfect blend of comfort, convenience, and coastal lifestyle. From the moment you arrive, you’ll appreciate the oversized driveway along with fenced front and backyard space, providing privacy and security. Step inside to a bright and welcoming interior featuring hi-hat lighting, ceiling fans, and an abundance of natural light throughout. The spacious living room serves as the heart of the home, highlighted by a cozy fireplace with a beautiful brick surround and a charming bay window that enhances the home’s warm and inviting atmosphere. The kitchen features granite countertops, stainless steel appliances and a convenient pass-through window, making entertaining effortless. Backyard access directly from the kitchen adds to the home’s practical layout and seamless indoor-outdoor flow. The primary bedroom features sliders leading directly to the fully fenced backyard. The thoughtfully designed layout offers two bedrooms on the first floor and two additional bedrooms on the second floor, providing flexibility for extended living, guest accommodations, or home office space. A full finished basement with utility room adds exceptional additional living space, perfect for recreation, storage, hobbies, or additional entertaining space. Baseboard heating provides year-round comfort and efficiency. Conveniently located close to parks, shopping, dining, and beautiful local beaches. With its versatile layout, highly desirable deeded beach rights, and exceptional location, this wonderful property is ready to welcome you home.
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Our Executive Mortgage Banker:
$499,996
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $399,997 | $399,997 | $399,997 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $602 | $602 | $602 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,398 | $2,495 | $3,295 |
| Total Monthly Payment | $3,075 | $3,172 | $3,972 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.