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Welcome home to 264 Ralston Road! This charming home is ready to wow, with modern upgrades and finishes that are sure to impress. The home features an inviting, open concept floor plan, with 4 bedrooms and 2. 5 bathrooms, and stunning LVP flooring that flows through the entire home. The living room is anchored by a stunning built in electric fireplace, and flows seamlessly into the dining and kitchen area. Upgrades in the kitchen include a tile backsplash, granite countertops, stainless steel appliances, and under cabinet lighting, on both the upper and lower cabinets. The main floor also includes a half bath and two car garage. Upstairs, you will find 4 generous sized bedrooms, including the beautiful primary retreat, complete with en-suite bathroom and a custom walk in closet. The three additional bedrooms have access to a shared hallway bathroom and all boast closets for wonderful storage. The second floor laundry room is a generous size and adds convenience by being located on the same floor as each of the bedrooms. Step outside to your private back yard, with magnificent covered porch. There are endless opportunities for hosting family and friends in this beautiful space. The curb appeal and attention to detail make this a great home that is ready to welcome you home today!
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Our Executive Mortgage Banker:
$305,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $244,000 | $244,000 | $244,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $192 | $192 | $192 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,502 | $1,541 | $2,026 |
| Total Monthly Payment | $1,769 | $1,808 | $2,293 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.