94 SMITH LANE, Bunnell, FL, 32110 | $995,000

Escape the ordinary and discover true Florida country living on this stunning 5-acre estate in the heart of Flagler County. This spacious custom home offers the perfect blend of comfort and privacy with no HOA or CDD fees. It’s perfect for setting up your personal homestead with a garden enclosure and pole barn already in place. You have plenty of room for chickens and to park your RV or boat. The sweeping circular driveway welcomes you to the private yard where you'll feel the sense of space and serenity that defines this one-of-a-kind property. The new carport with Shark Coating parking pad and sidewalks invite you to the huge, wrap-around porch; the perfect spot to enjoy your morning coffee while listening to the birds. The large, open-concept living room features high ceilings, a cozy fireplace, flanked by built-in shelving and storage. It is connected to the beautiful kitchen featuring a large island, solid wood cabinets, stainless steel appliances including a built-in refrigerator, propane cooktop, built-in oven and microwave. The walk-in pantry gives you the space you need to stay organized. The generous primary suite offers a true retreat, complete with a spacious walk-in closet and a well-appointed ensuite bath with split, dual vanities, a soaking tub, separate shower, and a water closet for privacy. On the other side of the house, bedroom 2 has a walk-in closet and an adjoining Jack-and-Jill style bathroom, that opens to the bedroom and the hallway, for easy access. Bedroom 3 has an ensuite bathroom, that doubles as a pool bath, with a door to the lanai. Upstairs you will find a large bonus room perfect for a home office, gym, movie theater, crafts or extra bedroom. It has a storage area and a half bath. The large, covered lanai can be easily accessed from the living room, kitchen, primary bedroom and pool bath. It is anchored with beautiful brick pavers surrounding the inground saltwater pool and spa. The screen enclosure keeps the bugs at bay but still allows a sweeping view of the large back yard. The pool has a solar heating system, with backup electric, or propane options. The property has two wells, one for water for the house and one for the irrigation system with components located in the charming pump house. The home boasts a metal roof, gutters, a rain barrel, and a storage room on the front porch. Tucked away on a quiet lane yet conveniently accessible via SR-100 and County Roads 302 and 305, this property offers the seclusion you crave with easy access to shopping, dining, and the beautiful beaches of Flagler County.

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room
  • Style: Traditional
  • Year Built: 2008
  • Garage: Circular Driveway, Covered, Parking Pad
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 3,653
  • Acreage: 5
  • Est. Taxes: $9,270
  • Lot Desc: In County, Landscaped, Level, Street Dead-End
  • View: Garden, Trees/Woods
  • Elem. School: Bunnell Elementary
  • Middle School: Buddy Taylor Middle
  • High School: Flagler-Palm Coast High
  • Pool: Heated, In Ground, Outside Bath Access, Salt Water, Screen Enclosure, Solar Heat
  • Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Softener
  • MLS#: FC318113
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/FC318113/94smithlane_bunnell_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/21/2026 2:39:24 AM)
Listing courtesy of Real Broker, LLC   Phone: 855-450-0442

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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94 SMITH LANE, Bunnell, FL, 32110

$995,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $796,000 $796,000 $796,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.375% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.399% 6.499% 6.309%
Monthly Tax Payment $773 $773 $773
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,837 $4,966 $6,771
Total Monthly Payment $5,701 $5,830 $7,635

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.