9326 SW 97TH CIRCLE, Ocala, FL, 34481 | $349,900

One or more photo(s) has been virtually staged. Enjoy peaceful golf course living with a view of the 9th green from this highly desirable Ariana model in the Providence neighborhood of On Top of the World. Located in a maintenance-free section with no rear neighbors, this beautifully maintained home offers both privacy and convenience.

This 2-bedroom, 2-bath home with a versatile flex room features 1, 970 sq ft of thoughtfully designed living space, a 2-car garage, and additional golf cart parking. The open floor plan is enhanced by 18” diagonal tile throughout the main living areas, creating a bright and cohesive feel.

The flex room, complete with French doors, is ideal for a home office, hobby space, or guest area. The kitchen is well-appointed with granite countertops, crown-molded cabinetry, and a custom tile backsplash—perfect for both everyday living and entertaining.

Notable upgrades include crown molding, upgraded carpet and padding in the bedrooms, custom interior paint, ceiling fans, enhanced dining room lighting, an upgraded front door, gutters, and stacked stone exterior accents. The primary bath features an upgraded walk-in shower with non-slip tile for added comfort and safety.

Relax on the lanai and take in beautiful sunset views over lush green space and golf course, all comfortably shaded by a sunshade. Internet service and exterior maintenance are included, and an additional Samsung refrigerator conveys with the home.

Residents of On Top of the World enjoy access to a premier 55+ active adult lifestyle with extensive amenities, plus convenient golf cart access to shopping, dining, banking, and more.

Features

  • Amenities: Basketball Court, Clubhouse, Fitness Center, Gated, Golf Course, Maintenance, Pickleball Court(s), Pool, Racquetball, Recreation Facilities, Sauna, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Trail(s)
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 64 x 158
  • Laundry: Inside
  • Style: Craftsman
  • Year Built: 2017
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,970
  • Acreage: 0.23
  • Lot Size: 64 x 158
  • Est. Taxes: $4,789
  • HOA Fee: $494 Monthly
  • Lot Desc: Cleared, Landscaped, Near Golf Course
  • View: Golf Course
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Water Softener
  • MLS#: OM723915
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/OM723915/9326sw97thcircle_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/20/2026 11:58:25 PM)
Listing courtesy of RE/MAX FOXFIRE - HWY200/103 S   Phone: 352-479-0123

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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9326 SW 97TH CIRCLE, Ocala, FL, 34481

$349,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $279,920 $279,920 $279,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.776% 6.078%
Monthly Tax Payment $399 $399 $399
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,724 $1,792 $2,343
Total Monthly Payment $2,198 $2,266 $2,817

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.