Circa 1840 Colonial set on 2. 04 private acres in Putnam Valley, offers an idyllic setting with a layout that reflects thoughtful additions over time. The charming facade features a fish scale clad dormer and covered front porch that welcomes you to an open foyer with easy flow to the living and dining areas. The spacious living room features a vaulted ceiling, skylights and a wood burning fireplace, creating a bright, open and cozy feel with two distinct seating sections. The dining area with sliders to a stone patio opens to the updated kitchen that features granite countertops, stainless steel appliances, peninsula seating, and a new wine/beverage fridge. The kitchen is a perfectly positioned bridge to the flexible and bright family room/den/office with high ceilings and skylights. A full bath with laundry completes the main level. Upstairs, the primary suite offers vaulted ceilings, skylights, cove lighting, and access to an expansive, tiered deck and wisteria arbor with glorious views of the property. The lovely primary bath includes radiant heated tile floors and a tub/spa shower combination. Two additional well-proportioned bedrooms provide flexibility, including one with a large en-suite bath with tub/shower combination. Linen closet in the hall. The detached two-car garage with storage shed and finished upper-level storage space with hexagonal windows adds to the feeling of country charm. Large driveway provides ample parking and additional access to the yard. School bus pick up to elementary, middle and high schools is right by the driveway. All this with quick access to the Taconic, easy drive to Peekskill train station, hiking trails, shops and more. This delightful home will fly!
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Our Executive Mortgage Banker:
$635,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $508,000 | $508,000 | $508,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $1,301 | $1,301 | $1,301 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,046 | $3,169 | $4,185 |
| Total Monthly Payment | $4,439 | $4,562 | $5,578 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.