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140 RACHEL LIN LANE, St. Cloud, FL, 34771 | $574,990
Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Welcome to this spacious and beautifully updated 4-bedroom, 3-bath home offering over 2, 333 square feet of comfortable Florida living in desirable St. Cloud. From the moment you arrive, you’ll appreciate the inviting front porch—perfect for relaxing with morning coffee or evening sunsets. Inside, the home features a functional open layout with new carpet in the bedrooms and tastefully updated bathrooms showcasing modern fixtures, tile work, and elegant quartz countertops. The kitchen is equipped with newer appliances and flows seamlessly into the main living areas, making it ideal for entertaining. Step outside to your own private backyard retreat. The screened-in pool oasis is perfect for gatherings, complemented by a custom outdoor bar area with granite countertops, a stunning wood tongue-and-groove ceiling, and a new ceiling fan. The PVC-fenced yard offers privacy, while the brick paver grilling area and lush, mature landscaping complete the outdoor experience. Major updates include a newer roof and A/C, providing peace of mind for years to come. The oversized yard offers plenty of room to enjoy outdoor living. This sought-after community backs up to East Lake Tohopekaliga, renowned for its exceptional fishing and natural beauty. Residents enjoy access to a scenic lakeside boardwalk, along with a convenient community storage lot for boats and RVs. With numerous waterfront parks and nearby dining options, this location offers the perfect blend of recreation and relaxed Florida living. This home truly has it all—space, upgrades, and an unbeatable lifestyle. Schedule your private showing today!
Features
- Amenities: Basketball Court, Gated, Storage
- Rooms: 12
- Bedrooms: 4
- Baths: 3 full
- Lot Size: 85 x 150
- Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
- Year Built: 2005
- Garage: 2-car
- Heating: Central, Electric, Heat Pump
- Cooling: Central Air, Humidity Control
- Approx Sq. Feet: 2,333
- Acreage: 0.29
- Lot Size: 85 x 150
- Est. Taxes: $3,463
- HOA Fee: $987 Annually
- Elem. School: Narcoossee Elementary
- Middle School: Narcoossee Middle
- High School: Harmony High
- Pool: Auto Cleaner, Child Safety Fence, Gunite, Heated, In Ground, Lighting, Screen Enclosure, Self Cleaning
- Pet Policy: Cats OK, Dogs OK, Yes
- Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: TB8503906
- Days on Market: 2 days
- Website: https://www.raveis.com
/prop/TB8503906/140rachellinlane_stcloud_fl?source=qrflyer
Listing courtesy of KEY TO FLORIDA REALTY Phone: 239-776-9260
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
140 RACHEL LIN LANE, St. Cloud, FL, 34771
$574,990
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $459,992 | $459,992 | $459,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $289 | $289 | $289 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,832 | $2,904 | $3,820 |
| Total Monthly Payment | $3,213 | $3,285 | $4,201 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388