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WELCOME HOME, to this desirable Oak floor plan in Del Webb Spruce Creek Golf & Country Club, where thoughtful design and vaulted ceilings create a home that lives far larger than its square footage. The home is being offered fully turnkey, including a golf cart, the residence is ideal as a winter retreat or full-time Florida home. Step inside to a bright and spacious living room, featuring soaring vaulted ceilings, luxury vinyl plank flooring, and direct access to the enclosed Lanai, creating an open and inviting atmosphere. The kitchen is both functional and stylish, offering updated tile flooring, white cabinetry, and a layout that flows seamlessly into the mainlining space-perfect for everyday living and entertaining. The generously sized primary suite provides a comfortable retreat, complete with a walk-in closed, en-suite bath, and continued luxury vinyl plank flooring for a clean, modern feel. A split-bedroom layout offers added privacy, with the guest bedroom located on the opposite side of the home. This space features cozy carpeting, and ample room for two twin beds. Enjoy Florida living at its best with both an enclosed Lanai and an additional open patio-ideal for relaxing, entertaining, or enjoying the peaceful surroundings. Exterior highlights include low-maintenance vinyl siding complemented by a partial brick facade, along with a brick paver driveway and walkway that enhances the home's curb appeal. Additional features include a screened garage door, gutters, and down spouts for added convenience. Major updates include roof (2013), and HVAC system in 2019, offering added peace of mind. Located in a vibrant, gated 55+ community offering golf, pools, fitness, and an active social lifestyle, this home presents and exceptional opportunity to enjoy resort-style living in one of Central Florida's most sought-after communities.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$229,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $183,920 | $183,920 | $183,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | $215 | $215 | $215 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,118 | $1,161 | $1,527 |
| Total Monthly Payment | $1,408 | $1,451 | $1,817 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.