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55+ Community - Welcome to this impeccably maintained lakefront home offering nearly 2, 000 square feet of comfortable living space. This residence features a desirable split-bedroom floor plan with three true bedrooms, providing privacy for the spacious primary suite. Enjoy both formal and casual dining with a dedicated dining room and a charming breakfast nook overlooking serene lake views. The home has been thoughtfully updated, including fresh interior and exterior paint & refurbished tile flooring. The kitchen has been refreshed with refinished cabinetry, ample pantry storage, and well-maintained appliances. Bathrooms have been tastefully updated with quartz countertops, refinished cabinets, and modern lighting. Additional features include recessed lighting, updated ceiling fans, and roll-down sun shades throughout, offering both privacy and unobstructed views. The primary suite is a true retreat, featuring a large picture window with lake views, a spacious walk-in closet, linen closet, dual vanities, a spa tub, separate tiled shower, and a private water closet. Two additional bedrooms are located on the opposite side of the home and share a full bathroom with a tub/shower combination. Step outside to a screened patio overlooking the lake—perfect for relaxing. The pie-shaped lot is beautifully landscaped and includes a zoned sprinkler system drawing from the lake. A well-appointed laundry room offers a soaking sink and generous cabinet storage. Located in the highly desirable Baywinds active adult community, (ages 55+) residents enjoy a wealth of amenities including a clubhouse, fitness center, bocce, tennis, pickleball, billiards, card rooms, crafts, ballroom, multiple pools, sauna, and scenic views. The gated community offers on-site management and 24-hour security. HOA fees include home alarm monitoring, premium cable, internet, lawn care, and trash collection. A clubhouse renovation has also been approved, adding even more value to this vibrant community. Don't miss the opportunity to enjoy lakefront living in one of the area's most amenity-rich communities! Ask about the beautiful furniture - negotiable with the right offer!
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$485,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $388,000 | $388,000 | $388,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $339 | $339 | $339 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,234 | $2,484 | $3,222 |
| Total Monthly Payment | $2,648 | $2,898 | $3,636 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.