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You won't be able to resist this place once you experience the peacefulness while sitting on the porch. This cozy two-bedroom cabin on a beautiful one-acre lot is simply picture-perfect. It's conveniently located near state land in two directions, offering easy access to nature, yet it's tucked away from the beaten path. This cabin is not only charming but also energy-efficient. It has been meticulously updated and maintained. You'll find new appliances in the kitchen, along with a through-the-wall heating and AC unit, baseboard heating, and a classic wood stove that adds a touch of country coziness. It's the perfect combination of modern comfort and rustic appeal. But wait, there's more! This property includes a heated garage with electricity, providing ample space for all your tools and toys. Plus, there's even a walk-up upstairs area in the garage for additional storage or potential use. How convenient is that? Located in the low-tax Town of Colchester, you'll enjoy the benefits of a great location without breaking the bank. You'll be close to the Finger Lakes hiking trail, the scenic Beaverkill River, and the Pepacton Reservoir, which feeds the East Branch of the Delaware River. Outdoor enthusiasts will be in heaven with all these natural wonders nearby. This gem is priced to sell, so don't miss out on this fantastic opportunity. And just in case of a power failure, there's an auxiliary electric panel(generator not included)to keep you covered. So, get ready to make memories in this delightful cabin retreat that offers tranquility, access to nature, and a price that's hard to beat. Additional Information: ParkingFeatures: 1 Car Detached,
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Our Executive Mortgage Banker:
$295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $236,000 | $236,000 | $236,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $173 | $173 | $173 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,453 | $1,490 | $1,960 |
| Total Monthly Payment | $1,701 | $1,738 | $2,208 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.