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This spectacular expanded ranch sits on a deep waterfront lot along the Secatogue Canal, offering 185 feet of bulkheading and stunning, unobstructed bay views. Located on one of West Islip’s most desirable tree-lined streets, the home is just four houses from the Great South Bay and 500 feet to the Babylon Cut—perfect for the ultimate boater’s lifestyle. The pristine 4 bedroom home features an open-concept layout with four fireplaces, abundant living space, and king-sized bedrooms, plus a large bonus area on the upper level ideally suited for guest quarters or additional living space. Highlights include a sun-filled great room with cathedral ceilings, a wood-burning fireplace, and large windows framing breathtaking waterfront views. The gourmet eat-in kitchen boasts granite counters, a coffee bar, Jenn-Air cooktop, and premium GE Profile appliances. A luxurious first-floor primary suite offers a massive walk-in closet, private fireplace, and spa-like bath with steam shower, jetted tub, and radiant-heated floors. Additional features include rich hardwood floors, smart home automation, and a whole-house air compressor. The two-car garage is a standout with a BendPak lift, Hot Dawg heater, and dumbwaiter. Outside, beautifully landscaped grounds include a dedicated boating equipment shed. Walk to Babylon Village, LIRR, shops, and restaurants. A true boater’s dream home blending luxury, convenience, and waterfront elegance.
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Our Executive Mortgage Banker:
$1,749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,399,200 | $1,399,200 | $1,399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.361% | 6.183% |
| Monthly Tax Payment | $2,298 | $2,298 | $2,298 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $7,945 | $8,615 | $11,807 |
| Total Monthly Payment | $10,368 | $11,038 | $14,230 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.