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Experience Lowcountry living at its finest at 5144 Coral Reef Drive, nestled within the desirable Villages of St. Johns Woods. This true Southern-style home immediately welcomes you with classic curb appeal, featuring gas carriage lanterns and two expansive front porches that set the tone for relaxed, timeless living. Inside, the home offers a thoughtfully designed layout with bright, airy spaces, enhanced by 10-foot ceilings, extensive crown molding, and detailed baseboards throughout, creating a refined yet comfortable atmosphere. The main living area is anchored by a natural gas fireplace, serving as a striking focal point and gathering space. The gourmet kitchen is well-appointed for both everyday living and entertaining, complemented by a formal dining room and a separate privateoffice, offering both functionality and flexibility. The primary suite is conveniently located on the main level and features a spacious ensuite bath, with the laundry room also thoughtfully positioned nearby. Upstairs, you will find two generously sized bedroom suites, each offering its own private ensuite bathroom, along with a versatile sitting area and access to the second-level front porch, providing an ideal space to unwind and enjoy the Lowcountry breeze. Outdoor living is equally impressive, with a screened rear porch, a private backyard oasis with a separate fenced area, and a natural gas fire feature perfect for year-round enjoyment. A commissioned mural on the garage wall adds a distinctive and artistic touch, further setting this property apart. This residence has been meticulously maintained and carefully curated, with every detail thoughtfully considered, from its functional layout to its quality finishes and upgrades. It is truly a rare find, offering a level of care, intention, and craftsmanship that is not often seen. Additional features include an encapsulated crawl space, a Generac whole-house generator powered by natural gas, and natural gas service supporting the fireplace, outdoor features, and two water heaters. The two-car garage offers built-in storage shelving, along with an additional refrigerator that will convey. Located just minutes from Downtown Charleston, as well as local dining, shopping, and everyday conveniences, and with access to community amenities, this home offers a rare combination of thoughtful design, quality upgrades, and classic Southern charm.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$898,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $718,400 | $718,400 | $718,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.362% | 6.361% | 6.183% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,307 | $4,423 | $6,062 |
| Total Monthly Payment | $4,399 | $4,515 | $6,154 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.