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*****You can buy this home with NO MONEY DOWN***** Home is in a USDA Eligible area. Welcome to 17528 Garsalaso Circle, located in the highly desirable gated golf course community of Hernando Oaks. This 4-bedroom, 2-bath pool home with a 2-car garage offers 1, 851 square feet of living space on a spacious quarter-acre lot. This home features custom landscape curbing, a decorative glass front door and no front or rear neighbors to add to the privacy and curb appeal.
Inside, this home features a functional open-concept layout with luxury vinyl plank flooring and ceiling fans throughout for year-round comfort. The kitchen is equipped with all stainless steel appliances, abundant cabinetry and a large walk-in pantry. It flows easily into the main living and dining areas, making it ideal for everyday living and entertaining. The primary suite features a spacious en-suite bathroom with dual sinks and a large walk-in closet. Additional interior highlights include cabinets in the laundry room for extra storage, a whole-home water softener, and an epoxy garage floor coating for a clean, finished look.
Step outside to a covered, brick paver screened lanai overlooking the pool, providing a private outdoor space ideal for relaxing or hosting guests. The expansive yard offers room to enjoy nature and outdoor activities, enhanced by a fully irrigated lawn and a full gutter system for added functionality and maintenance ease.
Located in a community with a low HOA and no CDD, this home offers a balance of privacy and affordability while still being close to shopping, dining, and everyday conveniences.
This property delivers a combination of indoor comfort, outdoor living space, and a desirable lot setting, making it a strong option for buyers seeking a move-in ready pool home.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$409,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $327,920 | $327,920 | $327,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $186 | $186 | $186 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,888 | $2,100 | $2,723 |
| Total Monthly Payment | $2,149 | $2,361 | $2,984 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.