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Experience the rare intersection of refined Florida living and true lakefront tranquility at 5000 Lake Valencia Blvd W in Palm Harbor. Perfectly positioned along the serene waters of Lake Valencia, this residence offers 92 feet of private waterfront frontage on a 0. 28-acre homesite, delivering a setting that is both peaceful and exceptionally private. This single-story single-family residence features 3 bedrooms, 2 bathrooms, and 1, 974 square feet of thoughtfully designed living space. Inside, the home is defined by an open and airy floorplan enhanced by vaulted ceilings, skylights, and an abundance of natural light. The kitchen serves as a central gathering space, complete with solid wood cabinetry, stone countertops, and a full suite of new appliances designed for both functionality and everyday comfort. Living and dining areas flow seamlessly together, creating an effortless layout ideal for both entertaining and relaxed living. Interior finishes include luxury vinyl and tile flooring, a split-bedroom design, and thoughtful upgrades such as updated bathrooms with custom tile, plumbing fixtures and custom cabinets (2023), a new hot water heater (2025), and a water softener system (2023). The outdoor living experience is anchored by a newly resurfaced pool (2024) that features a new skimmer and custom tile. Additional outdoor features include a deck, lighting, and child safety fencing, all surrounded by landscaped grounds, vinyl fencing, and tranquil water and wooded views. Covered patios, a front porch, and sliding glass doors extend the living space outdoors, enhancing the connection to the natural surroundings. Additional highlights include a security system, a new irrigation well pump (2024), generator capability, and a brand new enhanced HVAC filtration system with new ductwork and attic insulation (2023). A rare opportunity to own true lakefront property in Palm Harbor—combining natural beauty, upgraded features, privacy, and everyday livability on Lake Valencia.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$690,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $552,000 | $552,000 | $552,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.524% | 5.846% |
| Monthly Tax Payment | $500 | $500 | $500 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,265 | $3,444 | $4,547 |
| Total Monthly Payment | $3,857 | $4,036 | $5,139 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.