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Under contract-accepting backup offers. Beautifully updated, move-in ready pool home in Palm Harbor! Currently located in top-rated Palm Harbor schools, with a low HOA and currently sits high and dry in Flood Zone X. This 3-bedroom, 2-bathroom home with a 2-car garage offers 1, 593 square feet of thoughtfully upgraded living space designed to impress from the moment you walk through the double door entry. Step inside and immediately feel the impact of soaring VAULTED ceilings, an OPEN SPLIT floorplan, and natural light pouring in through skylights. The main living area is bright, open, and inviting, centered around a wood-burning fireplace with a striking updated stacked stone finish that creates a true focal point. Luxury vinyl plank (24) flooring runs throughout the living areas, delivering both durability and a clean, modern look. The kitchen is completely updated and ready for everyday living or entertaining, featuring gleaming GRANITE countertops, stylish backsplash, shaker cabinets with upgraded hardware, and STAINLESS STEEL appliances. It opens seamlessly to the main living space with easy access to the backyard, creating the kind of layout buyers are actively searching for. The primary suite is spacious and private, offering travertine tile, dual sinks, dual closets, and a walk-in shower. The SPLIT bedroom layout provides flexibility for guests, family, or a home office while maintaining privacy throughout. Step outside and experience true Florida outdoor living. The oversized screened lanai overlooks a sparkling HEATED saltwater pool, creating the perfect space to relax, entertain, and enjoy year-round outdoor living. The fully fenced backyard with manicured landscaping adds both privacy and function. MAJOR TICKET items include a Newer Roof (24), A. C. (20), hot water heater (23), a recently re-fiberglassed pool surface (24-25) and the exterior has been painted. This home checks all the boxes. Fully updated, move-in ready, pool home, open layout, vaulted ceilings, natural light, and located in a highly desirable Palm Harbor community. The affordable HOA ($362 annually) adds value without adding significant monthly cost. Location is unbeatable with quick access to US-19, making commuting to Tampa, Clearwater, and St. Petersburg simple and convenient. Zoned for top-performing schools including Palm Harbor University High School, Homes like this, fully updated and move-in ready with a pool, strong school zoning, and prime location, are in high demand and do not last. Call today to schedule your private showing and lock in your opportunity before it is gone.
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Our Executive Mortgage Banker:
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$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $380,000 | $380,000 | $380,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.710% |
| Monthly Tax Payment | $440 | $440 | $440 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,276 | $2,371 | $3,103 |
| Total Monthly Payment | $2,791 | $2,886 | $3,618 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.