186 Elm St., Leominster, MA, Massachusetts, property flyer

186 Elm St., Leominster, MA, 01453 | $539,000

BACK ON MARKET- BUYERS COULD NOT SECURE FINANCING Oversized Cape with spacious and flexible floorpan! Located on a wooded lot for privacy, Updated kitchen, open floor plan to adjacent oversized family room with fireplace and a newly renovated dining room round out the first floor. Expansive farmer's porch to enjoy summer nights! Three generously sized bedrooms on the second floor with additional staircase from Primary suite to the kitchen. Second bedroom with walk in closet and sliders to a private balcony. The flexible floor plan works for families and extended stay guests! Partially finished game room in basement rough plumbed for additional half bath. Privacy abounds off the deck in the wooded back yard. Lot backs up to protected land, wooded privacy abounds! Backyard features fire pit and shed with electricity and water. The pool is in excellent condition, ready for summer enjoyment!

Features

Rooms: 7
Bedrooms: 3
Baths: 2 full / 1 half
Laundry: First Floor, Electric Dryer Hookup, Washer Hookup
Style: Cape

Year Built: 1984
Basement: Full, Concrete
Approx Sq. Feet: 2,016
Acreage: 0.5
Est. Taxes: $6,433

Lot Desc: Wooded
Pool: Above Ground
Appliances: Range, Dishwasher, Refrigerator
MLS#: 73497809
Website: https://www.raveis.com
/eprop/73497809/186elmst_leominster_ma?source=qrflyer

The property listing data and information set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information set forth herein.
Listing by Sandra Bosnakis courtesy of RE/MAX Vision Phone: 508-842-3000

Room Information

Type	Description	Level
Bedroom 2	Skylight, Closet, Balcony - Exterior, Slider	Second
Bedroom 3	Skylight, Closet	Second
Dining Room	Wood / Coal / Pellet Stove, Window(s) - Bay/Bow/Box, Balcony / Deck, Chair Rail, Remodeled, Lighting - Sconce, Flooring - Engineered Hardwood	First
Kitchen	Ceiling Fan(s), Flooring - Stone/Ceramic Tile, Breakfast Bar / Nook, Exterior Access, Open Floorplan, Slider	First
Living Room	Flooring - Stone/Ceramic Tile, Flooring - Laminate, Window(s) - Bay/Bow/Box, Balcony - Exterior, Exterior Access, Open Floorplan	First
Master Bedroom	Bathroom - Full, Skylight, Ceiling Fan(s), Closet	Second

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Kate RockettRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1500191

617.281.4872

Kate.Rockett@raveis.com

Our Executive Mortgage Banker:

Is available to meet with you in our office, your home or office, evenings or weekends
Offers you pre-approval in minutes!
Provides a guaranteed closing date that meets your needs
Has access to hundreds of loan programs, all at competitive rates
Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance

978-337-3053

Paul.Berrios@raveis.com

Our Insurance Division:

Will Provide a home insurance quote within 24 hours
Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

186 Elm St., Leominster, MA, 01453

$539,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Kate Rockett

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 617.281.4872

Kate.Rockett@raveis.com

NMLS Mortgage Loan Originator ID 1500191

	5/6 (30 Yr) Adjustable Rate Conforming*	30 Year Fixed-Rate Conforming	15 Year Fixed-Rate Conforming
Loan Amount	$431,200	$431,200	$431,200
Term	360 months	360 months	180 months
Initial Interest Rate**	5.875%	6.250%	5.375%
Interest Rate based on Index + Margin	8.125%
Annual Percentage Rate	6.324%	6.398%	5.614%
Monthly Tax Payment	$536	$536	$536
H/O Insurance Payment	$92	$92	$92
Initial Principal & Interest Pmt	$2,551	$2,655	$3,495
Total Monthly Payment	$3,179	$3,283	$4,123

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.