403 WILLOW WINDS Parkway, St Johns, FL, 32259 | $665,000

From the moment you turn onto this quiet cul-de-sac in Durbin Crossing, this Dream Finders Platinum Series Montego I home was built with quality construction, packed with upgrades and fine details that you can feel the moment you step inside. This 4/3 plus office/flex space plus 3-car garage has 12' coffered ceilings, & disappearing glass sliding doors. Set on a pond and preserve lot, the home offers a peaceful backdrop that makes everyday living feel a little more special.

Inside, the craftsmanship stands out right away with 12-foot ceilings, 10-foot ceilings in the bedrooms, 8-foot doors, recessed lighting, wood-look tile and premium carpet with thick padding create warmth and comfort throughout the thoughtful layout of 2, 606 square feet. The living area is designed to impress with recessed lighting, a 6-box ceiling, a transom window, and sliding glass doors that fully disappear into the walls, opening to an extended lanai with floodlights and pond views. Remote-controlled drapes, TV hookups, and outlets are already in place. The kitchen blends function and detail beautifully, featuring soft-close cabinetry, glass cabinet doors, pull-out trash, pot drawers, a double-stacked wine rack, and a beadboard island. Level 2 granite countertops, pendant lighting, extra outlets, and a full appliance package including a convection microwave and oven combo, cooktop, dishwasher, and refrigerator make this space both practical and inviting. The primary suite feels like a retreat, with an entry cove, double tray ceiling, two closets with double ventilated shelving, and an extended bay area overlooking the pond. The primary bath includes a tub and separate shower with a bench, decorative listello tile, quartz counters, soft-close cabinetry, frosted windows, tile floors, and a linen closet. A dedicated office with glass doors, crown molding, baseboard outlets, and carpet provides a quiet, finished space for work or hobbies. The 3-car garage includes built-in cabinets, a keypad entry, and access to a floored attic for extra storage. Additional features include a Lorex system with nine exterior cameras and doorbell, HDMI wiring, central vacuum hookup, a whole-house water filtration system with water softener, recessed lighting, dedicated laundry room (washer & dryer convey as-is), and a garage refrigerator (as-is). The home has its original roof, AC, and water heater. Outside, the oversized covered lanai becomes your front-row seat to tranquil pond views, an ideal spot to unwind or entertain. With a fenced backyard and your own private fishing dock just steps away, this outdoor space invites you to slow down and enjoy the peaceful setting. Durbin Crossing is known for its welcoming community feel and thoughtful amenities. Residents enjoy scenic surroundings, including a fishing dock, and a neighborhood designed for connection, outdoor enjoyment, and everyday convenience. Whether you're taking evening walks, enjoying the water views, or simply appreciating the calm of a preserve-backed lot, this community offers a setting that truly feels like home. This is a home where quality construction, refined details, and a serene location come together in a way that's easy to appreciate, and even easier to fall in love with.

Features

  • Amenities: Pool, Other, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Jogging Path, Park, Playground, Tennis Court(s)
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, In Unit
  • Style: Traditional
  • Year Built: 2012
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,606
  • Acreage: 0.2
  • Est. Taxes: $6,861
  • HOA Fee: $67 Annually
  • View: Pond
  • Water Front: Yes
  • Elem. School: Patriot Oaks Academy
  • Middle School: Patriot Oaks Academy
  • High School: Creekside
  • Appliances: Convection Oven, Dishwasher, Electric Cooktop, Microwave, Refrigerator
  • MLS#: 2121745
  • Days on Market: 19 days
  • Website: https://www.raveis.com
    /prop/2121745/403willowwindsparkway_stjohns_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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403 WILLOW WINDS Parkway, St Johns, FL, 32259

$665,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $532,000 $532,000 $532,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.776% 6.078%
Monthly Tax Payment $572 $572 $572
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,276 $3,406 $4,453
Total Monthly Payment $3,940 $4,070 $5,117

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.