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Your Next Home is Waiting, and It's a Good One!! USDA APPROVED LOCATION!! So, you're on the hunt for a new place? Let's talk about this one, because honestly, it checks a lot of boxes. This three-bedroom, two-bathroom home at 121 John Lancaster Road has 1, 699 square feet of living space, and it just hit the market. That means you've got a chance to jump on something great before everyone else catches on. First things first, the space. Nearly 1, 700 square feet gives you plenty of room to spread out without feeling like you're rattling around in a mansion. Three bedrooms mean you've got options. Maybe one's for you, one's for the kids, and one becomes that home office you've been wanting. Or a guest room. Or a craft room. Whatever makes you happy, really. And with two full bathrooms, you're not going to be fighting over mirror time in the morning. That alone is worth celebrating. The layout just works. There's enough room for hanging out, cooking dinner, having friends over, or just kicking back on a quiet evening. It's the kind of home that fits into your life instead of making you rearrange everything to fit into it. Nothing feels too tight or too oversized ? it's that sweet spot that's honestly kind of hard to find. SELLER IS OFFERING A VERY GENEROUS AMOUNT TOWARDS BUYER CLOSING COSTS AND/OR RATE BUY DOWN WITH AN ACCEPTABLE OFFER!!! ***PREFERRED LENDER OPPORTUNITY*** Our lender partner is offering a generous contribution towards closing costs with an approved loan with them. Contact listing agent for more details!
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Our Executive Mortgage Banker:
$324,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $259,920 | $259,920 | $259,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $147 | $147 | $147 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,496 | $1,664 | $2,158 |
| Total Monthly Payment | $1,718 | $1,886 | $2,380 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.