14 Liberty Street, Montpelier, VT, 05602 | $749,000

In the heart of the beautiful and dynamic Capital City, this grand old home melds the best of yester year and historic home charm while providing the best of modern-day convenience and style. From the gracious entry hall with original woodwork to gorgeous kitchen with its own cozy hearth and wood stove, this home offers easy living and all within a stone's throw of schools, Kellogg Hubbard Library, and downtown shopping and restaurants. Current owner renovated the kitchen and opened it to the dining area which leads to the private back deck. Entering the side door brings you into a spacious mudroom with laundry. The other first level rooms are the living room, an office/den, a 1/2 bath, as well as the entry hall with impressive staircase. High ceilings, original solid doors, and woodwork throughout, not to mention the gleaming hardwood flooring in every room. Upstairs are 4 more bedrooms and a very large full bathroom with iconic penny tile flooring. Also on this level is a door to a full stairwell to the 3rd floor apartment with two bedrooms and one full bath - add apartment back into main house for more living space or keep the rental unit for helpful income. Entire house has been thoughtfully maintained and upgraded with added insulation, a hybrid hot water heater, newer asphalt shingle roofing, and a dramatic outdoor spiral staircase for entry to 3rd floor apartment. The old barn was moved onto a brand-new foundation and now the yard is right out the back door. The barn makes a great garage with tons of dry storage above. Sit out on the private back deck or the big covered front porch when you feel like people watching. Do you dream of being in a lovely vintage home in the thick of downtown life? This is your chance!

Features

  • Rooms: 13
  • Bedrooms: 6
  • Baths: 2 full / 1 half
  • Style: Historic Vintage
  • Year Built: 1890
  • Garage: 2-car Garage
  • Heating: Oil,Hot Air,Wood Stove
  • Cooling: None
  • Basement: Concrete Floor,Full,Insulated,Interior Stairs,Unfinished,Basement Stairs
  • Approx Sq. Feet: 2,656
  • Acreage: 0.15
  • Est. Taxes: $10,733
  • Lot Desc: City Lot,Curbing,Level,Sidewalks,In Town,Near Paths,Near Shopping,Neighborhood,Near Public Transportatn,Near Hospital,Near School(s)
  • Elem. School: Union Elementary School
  • Middle School: Main Street Middle School
  • High School: Montpelier High School
  • School District: Montpelier School District
  • MLS#: 5086455
  • Website: https://www.raveis.com
    /eprop/5086455/14libertystreet_montpelier_vt?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 6/1/2026
Listing courtesy of Coldwell Banker Classic Properties   Phone: 802-863-1500
Listing Agent: Sue Aldrich

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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14 Liberty Street, Montpelier, VT, 05602

$749,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $599,200 $599,200 $599,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $894 $894 $894
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,589 $3,738 $4,936
Total Monthly Payment $4,575 $4,724 $5,922

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.