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In the heart of the beautiful and dynamic Capital City, this grand old home melds the best of yester year and historic home charm while providing the best of modern-day convenience and style. From the gracious entry hall with original woodwork to gorgeous kitchen with its own cozy hearth and wood stove, this home offers easy living and all within a stone's throw of schools, Kellogg Hubbard Library, and downtown shopping and restaurants. Current owner renovated the kitchen and opened it to the dining area which leads to the private back deck. Entering the side door brings you into a spacious mudroom with laundry. The other first level rooms are the living room, an office/den, a 1/2 bath, as well as the entry hall with impressive staircase. High ceilings, original solid doors, and woodwork throughout, not to mention the gleaming hardwood flooring in every room. Upstairs are 4 more bedrooms and a very large full bathroom with iconic penny tile flooring. Also on this level is a door to a full stairwell to the 3rd floor apartment with two bedrooms and one full bath - add apartment back into main house for more living space or keep the rental unit for helpful income. Entire house has been thoughtfully maintained and upgraded with added insulation, a hybrid hot water heater, newer asphalt shingle roofing, and a dramatic outdoor spiral staircase for entry to 3rd floor apartment. The old barn was moved onto a brand-new foundation and now the yard is right out the back door. The barn makes a great garage with tons of dry storage above. Sit out on the private back deck or the big covered front porch when you feel like people watching. Do you dream of being in a lovely vintage home in the thick of downtown life? This is your chance!
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 6/1/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $599,200 | $599,200 | $599,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $894 | $894 | $894 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,589 | $3,738 | $4,936 |
| Total Monthly Payment | $4,575 | $4,724 | $5,922 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.