12728 83RD AVENUE, Seminole, FL, 33776 | $435,000

Hard to find income-producing pool home in one of Seminole’s most desirable and best-located neighborhoods, just minutes from the Gulf beaches and everything the area has to offer. The owner’s retirement presents a unique opportunity to secure this spacious two-story 4 bed / 2 bath home with an additional 5th flex bedroom at the lowest price per sq ft in the area, in a market known for strong long-term appreciation and strong short-term rental demand. So what makes this one so special? 1) New roof installed in 2021. 2) Spacious two-story 4 bed / 2 bath layout, offering comfortable separation of living space and flexible functionality. The second floor boasts 3 bedrooms with another bedroom on the first floor. 3) Large eat-in kitchen with center island, providing abundant prep space, storage, and room for gathering. 4) Enclosed garage area converted to a 5th bedroom / flex space with AC, ideal for added storage, home office use, or guest bedroom. 5) Private pool, perfect for relaxing and entertaining. 6) Large yard with ample room for pets, gatherings, outdoor activities, storage, and soaking up the Florida sunshine. 7) Fantastic Seminole location, just minutes from award-winning beaches, top-rated schools, Seminole City Center, grocery stores, and an abundance of shopping, dining, and entertainment options. 8) Currently rented month-to-month at 3, 000 / mo, providing immediate income with flexibility for investors or future owner-occupants. Investor notes: LTR: 3, 000 / mo current. STR: 70k gross /yr at only half year occupancy. With strong in-place income, immediate flexibility, and exceptional demand from both long-term and short-term renters, opportunities like this are exceptionally rare in today’s market. No HOA/CDD. Feel free to soft pitch before writing anything up. Disclosures and MLS info sheet available. No assignable contracts accepted.

Features

  • Rooms: 3
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Year Built: 1966
  • Garage: 1-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,442
  • Acreage: 0.16
  • Est. Taxes: $6,063
  • Pool: In Ground
  • Appliances: Dishwasher, Refrigerator
  • MLS#: TB8503919
  • Days on Market: 14 days
  • Website: https://www.raveis.com
    /prop/TB8503919/1272883rdavenue_seminole_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/16/2026 10:35:02 PM)
Listing courtesy of RICHARD PETERS REALTY LLC   Phone: 352-448-9712

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NMLS Mortgage Loan Originator ID 16953

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12728 83RD AVENUE, Seminole, FL, 33776

$435,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $348,000 $348,000 $348,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $505 $505 $505
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,003 $2,228 $2,890
Total Monthly Payment $2,583 $2,808 $3,470

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.