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21452 HIGGS DRIVE, Port Charlotte, FL, 33952 | $414,999
Live the Florida waterfront lifestyle in this beautifully renovated 2-bedroom, 2-bath, 2-car garage canal-front pool home with quick boating access to Charlotte Harbor—a rare opportunity for boaters, anglers, and those seeking coastal living at its finest.
Thoughtfully remodeled from top to bottom, this move-in ready waterfront home in Port Charlotte features major upgrades including hurricane impact windows and doors, metal roof, new 2026 A/C system, updated electrical service, luxury flooring, quartz countertops, stainless steel appliances, and beautifully redesigned kitchen and bathrooms. Every detail has been updated for style, function, and peace of mind.
Inside, the bright open-concept layout is ideal for entertaining, while expansive water views create a serene backdrop for everyday living. Step outside to your private outdoor retreat featuring a sparkling pool and front and rear patios—perfect for relaxing, dining outdoors, or taking in breathtaking sunset views.
Boating enthusiasts will love the private dock with new composite decking and a 10, 000-pound boat lift, offering convenience, durability, and easy access to get out on the water. With canal frontage and quick access to Charlotte Harbor, this property is designed for those who want to embrace the boating lifestyle.
The attached garage and outdoor living spaces add even more convenience and enjoyment.
Mintues from Port Charlotte Beach Park, you’ll enjoy nearby access to a, fishing pier, tennis courts, pool, and waterfront recreation. Plus, you’re only minutes from shopping, dining, medical facilities, and I-75, all in a desirable neighborhood surrounded by beautiful homes—with no HOA or CDD.
Whether you’re searching for a Port Charlotte waterfront home with a boat lift, canal-front pool home with Gulf access, or a fully remodeled Florida boating retreat, this exceptional property offers the perfect blend of location, lifestyle, and value.
Features
- Rooms: 8
- Bedrooms: 2
- Baths: 2 full
- Laundry: In Garage
- Year Built: 1970
- Garage: 2-car Garage Door Opener
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,442
- Acreage: 0.27
- Est. Taxes: $5,621
- Water Front: Yes
- Elem. School: Peace River Elementary
- Middle School: Port Charlotte Middle
- High School: Charlotte High
- Pool: In Ground, Screen Enclosure
- Appliances: Dishwasher, Microwave, Range, Refrigerator
- MLS#: D6147196
- Days on Market: 27 days
- Website: https://www.raveis.com
/prop/D6147196/21452higgsdrive_portcharlotte_fl?source=qrflyer
Listing courtesy of CENTURY 21 SUNBELT REALTY Phone: 941-625-6120
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
21452 HIGGS DRIVE, Port Charlotte, FL, 33952
$414,999
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $331,999 | $331,999 | $331,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $468 | $468 | $468 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,988 | $2,071 | $2,735 |
| Total Monthly Payment | $2,531 | $2,614 | $3,278 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388