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Welcome to Oaks Royal, a pet-friendly, active 55+ community where you OWN your land and enjoy a relaxed Florida lifestyle with low HOA fees and great amenities including a heated pool, clubhouse, and shuffleboard courts. This nicely maintained 2BR/2BA home offers a comfortable and functional layout with an open floor plan between the kitchen and living room—perfect for everyday living and easy entertaining. The kitchen has been tastefully updated with newer countertops and cabinetry, providing both style and practicality. The spacious primary bedroom features laminate flooring, a ceiling fan, and a large built-in closet for ample storage. Bedroom two is incredibly versatile with both a built-in closet and a walk-in closet, plus a convenient Murphy bed—ideal for hosting guests while still maintaining flexible use as a hobby or office space. Both bathrooms are well-appointed, with the larger bath offering an updated vanity, linen storage, and a tub/shower combination, while the guest bath features a step-in shower and additional linen storage. A standout feature of this home is the large Florida room located at the front of the carport and accessed through the kitchen. With carpet, ceiling fan, and generous space, it’s the perfect spot for entertaining family and friends or simply enjoying the Florida lifestyle year-round. Just beyond, you’ll find the laundry area along with an additional bonus space currently used as an office, offering even more flexibility and storage. At the rear of the home, a spacious 9x27 garage with a roll-up door provides endless possibilities—whether you need a workshop, craft room, or extra storage for tools and toys. Conveniently located near shopping, restaurants, and premier medical facilities, this home also offers easy access to some of Florida’s most beautiful Gulf Coast beaches. Both Tampa International Airport and St. Pete–Clearwater International Airport are just a short drive away, making travel a breeze. Whether you're looking for a seasonal retreat or a full-time residence, this home delivers comfort, flexibility, and the best of Florida’s 55+ lifestyle. Schedule your private showing today—this one won’t last!
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Our Executive Mortgage Banker:
Our Insurance Division:
$129,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $103,920 | $103,920 | $103,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $53 | $53 | $53 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $598 | $665 | $863 |
| Total Monthly Payment | $726 | $793 | $991 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.