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Live your dream at the Villas of Bal Harbor located in Punta Gorda Isles! The new Metal roof was installed 2023 on this 2/2 plus den/office end unit with a 2-car attached garage. You'll love the Courtyard entry, from the garage or through the screen door from your walkway, it's nice and open and all screened in with Terra Cotta ceramic tile floors, a great spot for cooking on your grill and planting your own herbs garden, flowers or tropical plants, vegetables anything you like! Enter from courtyard into the front door and the water VIEW will take your breath away! This Villa has one of the best, wide-open water views in the community. You will enjoy the screened lanai leading out to the water and your assigned boat dock with a new seawall too. Dock will accommodate up to a 30 ft boat or sailboat, sail or boat away to Charlotte Harbor and beyond from your own backyard! Enjoy the serenity with swaying palms, dolphins playing and all the marine life around you with gorgeous sunrises each day. The Chef of the house will love the kitchen which has Corian counters a tile backsplash, plenty of cabinets, a pantry and stainless appliances, large enough to accommodate a kitchen table if desired. Kitchen is open to the great room with a breakfast bar, you will love the water views from the kitchen through the sliders leading that lead out into the enclosed lanai from the great room. Open up the glass sliders to the lanai and open up your front door to let all the wonderful Florida breezes throughout your villa, You will enjoy the fact this villa is nice and bright with plenty of natural light no need to put lights on during the day. The owner's suite is a nice size with new updated ensuite bath which includes a glass step-in shower and a new vanity with vessel sink. There is plenty of closet space with two separate walk in closets, You will surely, enjoy the private glass slider going out to the lanai from your suite too. This villa has a split floor plan with the 2nd bedroom and the den/office at the opposite end of the home. Den/office has a built-in Murphy bed for convenience and a unique arched entry, the guest bath is situated right outside of both rooms for convenience and privacy. The community pool is heated and only a few steps away from this villa, great for swimming and relaxing with friends and family there are beautiful views of the waterways to enjoy while grilling or chilling. This is a small community with 27 Villas and St. Andrews golf course is directly across the street. Fishermen's Village, historic downtown Punta Gorda, Parks, Biking and walking trails, shopping & dining, Gulf beaches, plenty of world class fishing and championship golf courses are nearby. The Punta Gorda airport is around 12 minutes away. Come and enjoy every day in paradise and all that Southwest Florida has to offer. This villa comes mostly furnished as you see in the photos.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $304,000 | $304,000 | $304,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $238 | $238 | $238 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,823 | $1,897 | $2,504 |
| Total Monthly Payment | $2,136 | $2,210 | $2,817 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.