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ASSUMABLE INTEREST RATE AT 2. 75 AVAILABLE + $5, 000 SELLER CONTRIBUTION! Opportunities like this are rare!
Welcome to this beautifully maintained and thoughtfully upgraded home in the highly sought-after Lucaya Lake Club community, where resort-style amenities and waterfront living come together to create an exceptional lifestyle.
This Santa Rosa Floorplan is one of one in the neighborhood and provides over $36, 000 in structural upgrades, this 3-bedroom, 2. 5-bath home combines comfort, functionality, and style. From the moment you arrive, you'll appreciate the charming front porch, paved driveway, full-home gutter system, and fully fenced backyard that provides both privacy and space to relax, entertain, or play.
Inside, the open-concept floor plan is designed for everyday living and effortless entertaining. The kitchen serves as the heart of the home and features granite countertops, upgraded cabinetry with decorative crown molding, ample storage, and a layout that flows seamlessly into the living and dining spaces. The upgraded morning room extension fills the home with natural light and creates the perfect setting for family meals, morning coffee, or gathering with friends. You'll enjoy every moment looking out at the picturesque pond view with no rear neighbors.
The upgraded stairwell banister adds a custom touch as you head upstairs to the spacious primary suite. Designed as a private retreat, the owner's bathroom features a relaxing soaking tub, an upgraded shower with a built-in bench, and plenty of space to unwind after a long day. The oversized closed has built in shelves with plenty of space to personalize your private closet.
The secondary bedrooms are generously sized and provide flexibility to fit a variety of needs. Whether you need bedrooms for daily life, creating a dedicated home office, setting up a fitness space, or designing a guest retreat, these rooms provide the versatility today's buyers are looking for. The secondary full bathroom has been thoughtfully upgraded with tile extending to the ceiling, creating a clean, polished look while making maintenance and cleaning a breeze.
Beyond the home itself, Lucaya Lake Club offers a lifestyle that is hard to match. Residents enjoy access to a resort-style swimming pool with cabanas, a clubhouse, fitness center, playground, and community events throughout the year. One of the community's most unique features is the stunning 78-acre lake, where residents can enjoy kayaking, paddleboarding, canoeing, and taking in beautiful waterfront views. Whether you're spending the afternoon on the water, relaxing by the pool, or enjoying the neighborhood amenities, every day feels a little more like a vacation.
With a rare assumable 2. 75 interest rate loan, over $36, 000 in upgrades, a fenced backyard, morning room extension, granite countertops, cabinet crown molding, upgraded stair banister, soaking tub, shower bench, tiled secondary bathroom, paved driveway, full-home gutters, pond views with no rear neighbors, and access to one of the area's most desirable resort-style communities, this home offers a unique opportunity to enjoy both luxury and value in today's market.
Schedule your private showing today and experience everything this exceptional home and community has for you.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $355,120 | $355,120 | $355,120 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $806 | $806 | $806 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,127 | $2,215 | $2,925 |
| Total Monthly Payment | $3,008 | $3,096 | $3,806 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.