8382 SW 109TH STREET, Ocala, FL, 34481 | $210,000

Under contract-accepting backup offers. Nestled in the highly desirable 55+ Oak Run gated community, this well-maintained home offers a blend of comfort and practicality. The property has been carefully maintained, featuring a new roof installed in 2021 and a brand-new dishwasher (2025). The living area is bright and open, extending into a spacious all-weather sunroom equipped with dedicated heat, air conditioning, and sliding glass windows. This additional square footage provides a quiet space to enjoy the natural light throughout the year. The home also includes an oversized garage with painted concrete floors, a garage door opener, and a convenient screen door. The Oak Run community is known for its organized amenities and secure environment. The HOA fee provides essential services, including 24-hour security, basic cable, household garbage and yard waste collection, and maintenance of all common areas. For those with extra vehicles, RV storage is also available. Living here means having access to a variety of recreational facilities across three main hubs—The Orchid Club, The Island Club, and The Palm Grove Club—which offer multiple pools, fitness centers, and hobby rooms without the need for high private club fees. Residents can take advantage of a wide range of activities, from the Jr. Olympic pool and fitness classes at the Palm Grove Club to the ceramics studio and library at the Orchid Club. The Island Club adds further variety with specialized lap and aquacizing pools. Whether you are looking for a quiet afternoon in the billiard room or an evening at the 18, 000-square-foot auditorium, this home provides a solid foundation for a relaxed and active lifestyle in one of Ocala’s most established senior neighborhoods.

Features

  • Amenities: Clubhouse, Fitness Center, Golf Course, Pool, Recreation Facilities, Spa/Hot Tub
  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 80 x 85
  • Laundry: In Garage
  • Year Built: 1987
  • Garage: 1-car Driveway, Garage Door Opener
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,168
  • Acreage: 0.16
  • Lot Size: 80 x 85
  • Est. Taxes: $2,441
  • HOA Fee: $151 Monthly
  • Adult Communities: Yes
  • Pet Policy: Number Limit, Yes
  • Appliances: Dishwasher, Range, Refrigerator
  • MLS#: OM723844
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/OM723844/8382sw109thstreet_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/23/2026 11:47:07 AM)
Listing courtesy of MOMENTUM REALTY - OCALA   Phone: 352-509-6169

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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8382 SW 109TH STREET, Ocala, FL, 34481

$210,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $168,000 $168,000 $168,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $203 $203 $203
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,034 $1,061 $1,395
Total Monthly Payment $1,312 $1,339 $1,673

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.