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Beautiful & Expertly designed, this much-loved Colchester home on a cul-de-sac street in fabulous 55+ “Royal Harbor” is ready for you to call home. Perched on a small vista of perfectly manicured lawns, billowy Palms & stunning landscaping, you’ll be welcomed from the minute you pull onto the painted driveway and walkway. The sunny front porch & leaded glass front door welcomes you into the Dining Room and Great Room while the upgrades begin to warm & summon you; tray ceiling’s, ceiling fan with a decorative medallion in Great Room, crown molding (Foyer, Dining Room, Great Room, Primary Bedroom), architectural details, designer lighting throughout, open alcoves & transom windows. The Great Room French doors escort you onto the relaxing screened Lanai with window sliders and ceiling fan. Wow… the custom Kitchen is one of a kind and it shows; gorgeous wood cabinets, cabinet pull-out’s, wine rack, built-in desk, granite counters, upgraded appliances, gas range with custom hood, wall oven & microwave, tile back-splash & a sola-tube for continual sun (& moon) shine to stream in. Bedroom 2/Den includes a warm wood floor, sunny window with views to the gorgeous backyard, double French door entry, a custom built-in wood desk/work center & large custom closet for plenty of organized storage. The Guest Bath is complete with a raised Corian counter, small sunny window, linen closet & a tiled tub/shower combo. Friends & family will love their Guest Room with a large custom closet and tucked away for quiet privacy. The fabulous 22 x 12 Primary Suite includes crown molding, tray ceiling w/ ceiling fan, French door access to Lanai, tranquil views to the sanctuary back yard via the extended bay window, walk-in custom closet w/ sola tube and includes an attached, fireproof floor safe, and a handy linen closet. Spa la la Primary Bath is complete w/ a jetted tub, raised Corian counters, dual sinks, make-up/vanity space & separate shower/commode room. There’s more… Hunter Douglas shades, Plantation shutters, 18" diagonal tile (Foyer, Kitchen, Dinette, 2 Bathrooms) Luxury plank vinyl 2024 (Dining Room/Great Room/Primary Bedroom). The Laundry Room features 2 cabinets and includes the Washer & Dryer. In addition to all you’ve read, there’s still more… Separate irrigation meter, rear paver patio, attic fan, DOUBLE PANE WINDOWS with solar coating, attic RADIANT BARRIER, insulated garage door, painted garage floor, garage floor to ceiling cabinets, NEW HVAC in 2024, and New ROOF Jan 2026! Much of the beautiful furniture and gorgeous décor/artwork is available For Sale. “Royal Harbor” along the shores of The Harris Chain of Lakes offers residents a gated entry, clubhouse, pool/spa, amenities, pickleball/tennis, trails, RV & Boat Storage, water features, acres of landscaped greenspace, Lighthouse Recreation facility and numerous Clubs & Activities; be as busy as you want to be, or just plain relax and enjoy your beautiful new home. Come and see for yourself, you’re going to love it here!
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Our Executive Mortgage Banker:
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$355,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $284,000 | $284,000 | $284,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $0 | $0 | $0 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,749 | $1,795 | $2,358 |
| Total Monthly Payment | $1,824 | $1,870 | $2,433 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.