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New listing! This 3-bedroom, 2-bath home offers a comfortable cottage feel tucked into a quiet cove on Lake Hartwell in Upstate SC. It was totally renovated in 2017. This home offers nice size bedrooms, primary bath with walk-in closet and kitchen has stainless steel appliances. Enjoy your dining area that looks out onto the deck and water. There is a vaulted wood ceiling in the living area which opens up to a nice size deck. This home offers natural light through every season. Enjoy sitting on your deck with serenity, nature & wild life. This property sits on over an acre with an outdoor fire pit sitting area with a view of the lake. The home offers a basement for storage plus a storage shed and two car garage which has one side that can be used a work shop, gym or music room. This sale includes a very nice 36' RV for extended family, friends or rental. The yard has been landscaped with terraces, large rocks and plantings. This property is 10 minutes to downtown Seneca for dining, shopping and medical facilities and15 minutes to Clemson University. Currently, the platform dock is dry as many Lake Hartwell coves are, due to the current drought, but the water always comes back. There are two boat ramps within a 10 minute drive. Owners are willing to sell the home fully furnished with the exception of some items. Priced at recent appraised value. Appraisal available upon request. 100% USDA financing is available. So, if you're looking for a home that has privacy and is on the lake, don't let this one pass you by.
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Our Executive Mortgage Banker:
$465,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $372,000 | $372,000 | $372,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,228 | $2,321 | $3,064 |
| Total Monthly Payment | $2,303 | $2,396 | $3,139 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.