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This classic ranch-style home offers the perfect blend of comfort, updates, and versatility, set on a private, level lot with a spacious yard ideal for outdoor living and entertaining. Inside, you'll find an updated kitchen designed for both functionality and style, along with 3 and 1/2 well appointed baths that add convenience for everyday living. The home's layout provides easy, single-level living, while the finished lower level expands your options with a generous 1, 400 sq ft apartment, complete with separate shower and soaking tub. It currently generates $1, 800 per month in rental income -perfect for supplemental income, in-law living, or guest space. Additional highlights include fully paid-off solar panels for energy efficiency and long-term savings. Located just minutes from beaches, schools, shopping, highways, the airport, train station, hospitals, universities, shore points, and parks, this property combines a peaceful setting with exceptional accessibility. A rare opportunity to own a move-in ready home with income potential in aa highly desirable location. (TENANTS IN PLACE TIL JULY 2, 2026)
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Ceiling Fan,Hardwood Floor | Main |
| Bedroom 2 | Hardwood Floor | Main |
| Bedroom 3 | Hardwood Floor | Main |
| Dining Room | Hardwood Floor | Main |
| Family Room | Wood Stove,Hardwood Floor | Main |
| Kitchen | Remodeled,Eating Space,Island,Hardwood Floor | Main |
| Living Room | Fireplace,Hardwood Floor | Main |
| Primary Bedroom | Ceiling Fan,Full Bath,Hardwood Floor | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,910 | $399,910 | $399,910 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $926 | $926 | $926 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,398 | $2,495 | $3,294 |
| Total Monthly Payment | $3,399 | $3,496 | $4,295 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.