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Presented by
Nancy Hamel |
Charming in-town farmhouse that was moved from the Quabbin Reservoir. From the street, you’ll never guess what lies beyond. Follow the driveway to discover an exceptional backyard retreat! Home offers a generous front porch that also serves as the mudroom. Spacious living room with wood flooring and ample windows. Dining room accesses the large deck with views of the Holyoke range. Kitchen was remodeled with lovely cabinetry and an island with seating and wood floors. A 1st floor bedroom and an updated 3/4 bath complete the 1st floor. Upstairs you'll find two spacious bedrooms and one smaller room used as a bedroom. Upstairs bath remodeled with tub & shower. Home has updated heating system, replacement windows and whole house fan. Owned solar panel & electric vehicle charging in the garage! Within walking distance of downtown, ARHS, Amherst College, UMASS and town pool. Very special in-town lot with views. Come explore and be delighted!
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Closet, Flooring - Wood | Second |
| Bedroom 3 | Closet, Flooring - Wood | Second |
| Bedroom 4 | Flooring - Wood | |
| Dining Room | Closet/Cabinets - Custom Built, Flooring - Wood, Exterior Access, Open Floorplan | First |
| Kitchen | Flooring - Wood, Breakfast Bar / Nook, Exterior Access, Remodeled, Stainless Steel Appliances, Peninsula | First |
| Living Room | Flooring - Wood, Open Floorplan | First |
| Master Bedroom | Closet, Flooring - Wood | Main,First |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$650,000
Sales Associate
William Raveis Real Estate
Phone: 413.427.3737
Nancy.Hamel@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 413.626.5626
Michele.Welch@raveis.com
NMLS Mortgage Loan Originator ID 293220
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $520,000 | $520,000 | $520,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $830 | $830 | $830 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,114 | $3,244 | $4,246 |
| Total Monthly Payment | $4,036 | $4,166 | $5,168 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.