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HIGHEST AND BEST due by Tuesday May 5 at 5pm Set on 1. 5 acres in Wolcott, this home offers a private setting with convenient access to local restaurants, grocery stores, recreation, and nearby state routes. The property features an in-ground pool with a newer vinyl liner, filter, and pump, creating a functional outdoor space for seasonal use and gatherings. The level backyard provides usable outdoor space for a variety of activities. Inside, hardwood flooring extends throughout, and a sunroom offers flexible space suitable for multiple uses. Major system updates include a rebuilt well and septic system, along with a newer boiler and oil tank, all within the past five years. Central air adds year-round comfort. A 2-car under house garage is complemented by ample off-street parking. Sale is contingent upon seller securing suitable housing.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Ceiling Fan,Hardwood Floor | Main |
| Eat-In Kitchen | Ceiling Fan | Main |
| Living Room | Ceiling Fan,Hardwood Floor | Main |
| Primary Bedroom | Ceiling Fan,Hardwood Floor | Main |
| Sun Room | Ceiling Fan,Hardwood Floor | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $279,920 | $279,920 | $279,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $467 | $467 | $467 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,724 | $1,767 | $2,324 |
| Total Monthly Payment | $2,266 | $2,309 | $2,866 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.