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Welcome to this beautifully renovated Victorian-inspired home, ideally located in the Smithtown School District. Showcasing exceptional curb appeal and refined finishes throughout, this move-in-ready residence perfectly blends timeless character with modern upgrades. Completely updated, the home features a brand-new roof (with a 10-year warranty), new siding, and new windows, along with stunning new hardwood flooring throughout. Recessed lighting and elegant crown moulding enhance the home’s sophisticated feel in every room. The newly designed eat-in kitchen is a true highlight, featuring beautiful granite countertops, a stylish backsplash, and all brand-new appliances—each with warranties, including a refrigerator with approximately a 5–6 year warranty. A bright breakfast nook completes this inviting space. The first floor offers a welcoming entry foyer, a private home office, formal dining room, and an impressive den with soaring two-story cathedral ceilings and a cozy fireplace—perfect for both everyday living and entertaining. This level also includes a guest bedroom, a full bathroom, and a convenient powder room. Upstairs, the spacious primary suite serves as a private retreat, complete with an en-suite bathroom featuring granite countertops and two walk-in closets. Two additional bedrooms and another full bathroom complete the second level, with all bathrooms newly renovated and finished with granite surfaces. The fully finished basement with a separate entrance provides exceptional additional living space—ideal for extended family, recreation, or flexible use. Additional upgrades include gas heat, a gas stove, and a gas dryer for efficiency and convenience. The home is equipped with a brand-new high-efficiency boiler (newly piped/installed) and an indirect hot water heater. The boiler includes a one-year warranty, and central air conditioning adds year-round comfort. A brand-new upgraded electric panel further enhances the home’s systems. Situated on . 31 acres, the fully fenced property features a brand-new patio and expansive outdoor space—perfect for entertaining or relaxing in your own private setting. With extensive renovations, modern mechanicals, recessed lighting, crown moldings throughout, and comprehensive warranties on major components and appliances, this home offers an exceptional opportunity for today’s buyer
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Our Executive Mortgage Banker:
$1,049,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $839,992 | $839,992 | $839,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $1,800 | $1,800 | $1,800 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $4,704 | $5,104 | $7,032 |
| Total Monthly Payment | $6,629 | $7,029 | $8,957 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.