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Presented by
The One Team |
Corner Unit!! Bright and spacious 2-bedroom, 1-bath garden-level co-op located in the desirable Windsor Oaks community in Bayside. This sun-filled unit, the bedrooms are thoughtfully separated by a windowed bathroom, providing added privacy, both bedrooms enjoy the peaceful views of lush green trees, making every morning a pleasant and uplifting experience. The home includes a windowed kitchen and bathroom for improved ventilation, along with hardwood floors throughout. The oversized living room features two exposures with open and scenic views, overlooking nearby green space including Alley Pond Park. Private entrance adds convenience and a townhouse-like feel. Residents get to revel in the joy of BBQ area, and furry friends are more than welcome too, as the property is dog-friendly. Located directly across from a bus stop Q27/Q88 and Q46 transfer to E/F express subway and Qm5/6/8/35/46 buses to NYC. and close to shopping, dining, parks, and major transportation, including the LIRR. School district #26, schools like PS 205, MS 74, Cardozo High School, and Queens Community College nearby. To make this place yours, a 20% down payment is required, After an initial 2-year owner occupancy period under a 2-year term, the freedom to sub-lease opens up. For just $1, 214 monthly, your maintenance fee covers all utilities except electricity, with a small security fee of $20. 44 extra and an assessment fee of $57. 20 monthly until the end of 2028 that goes towards exciting upgrades like new windows, a new roof, and parking lot improvements. The interior courtyard awaits, having a serene and idyllic ambiance. Moving condition. Schedule your private showing today~
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$355,000
Sales Associates
William Raveis Real Estate
Phone: 860.850.0500
OneandCompany@raveis.com
VP, Mortgage Banker / Production Manager
William Raveis Mortgage, LLC
Phone: 203.305.5736
Kevin.DeTullio@Raveis.com
NMLS Mortgage Loan Originator ID 1724767
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $284,000 | $284,000 | $284,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,701 | $1,793 | $2,358 |
| Total Monthly Payment | $1,776 | $1,868 | $2,433 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.