This Home Was Just Reduced To Sell! A Great Buy In Shirley With Low, Low Taxes!! Be First Or Be Sorry! This Lovely Ranch With Great Curb Appeal Has So Much To Offer! The 7Yr Young Kitchen Features Granite Counters, Chestnut Cabinetry, Subway Tile Backsplash, Stainless Appliances, Large Undermount Sink, Crown Molding, Hi-Hats & Red Oak Hardwood Flooring. The Living Room Boasts Like-New Neutral Carpeting, Crown Molding, Hi-Hats, & A New Built-In Air Conditioning Unit That Cools The Entire Home. A Spacious Formal Dining Rm With Red Oak Hardwood Floors, Red Oak Cubby Shelving, Crown Molding, & Chandelier Is Perfect For Entertaining. A Sliding Door Leads Directly To The Trex Deck & Yard. The Spacious Primary Bedroom Includes Two Closets & A Ceiling Fan. There Are Also Two Additional Bedrooms With Ceiling Fans & Ample Closet Space. The Beautifully Updated 7Yr Young Bath Includes A Granite Vanity, Ceramic Tile Flooring, Shower/Tub Combo, Frameless Sliding Shower Doors, & Skylight. The Home Also Offers A Laundry/Utility Room With GE Washer/Dryer & Additional Storage. Outside, Enjoy A Private Backyard Featuring All PVC Fencing, A Lifetime Shed, Fire Pit Area, Trex Deck, Swing Set, & Plenty Of Space For Entertaining. Other Features/Updates Include - Cat 5 Optic Cable; Cesspool Has A Main & 4 Overflows; 4Ft Crawl Space With Cement Flooring & OSE (Great For Storage); In Ground Sprinklers In Front & Back; 7Yr Young Roof, 3Yr Young Oil Burner. Canals Nearby On The Block. No Flood Needed Here! Ideally Located Just Minutes From Smith Point County Park, One Of The Largest Oceanfront Parks In Suffolk County. The Park Offers Lifeguard-Protected Beaches, Surfing, Paddleboarding, Fishing, Boating, Kayaking, Scuba Diving, Camping/Glamping, RV Sites, With Electric/Water Hookup, 4x4 Beach Access (With Permit), & Access To Fire Island National Seashore For More Secluded Natural Beaches. Enjoy Bike Paths, Trails, Picnic Areas, Grill Areas, Food Concessions, Live Summer Entertainment, & True Beach Atmosphere! The Tanger Outlets Are Nearby For Additional Shopping!
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Our Executive Mortgage Banker:
$439,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $351,999 | $351,999 | $351,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $469 | $469 | $469 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,082 | $2,167 | $2,853 |
| Total Monthly Payment | $2,626 | $2,711 | $3,397 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.