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YEAR ROUND UNFURNISHED STUDIO RENTAL located in the Ayers Point community with convenient access to I-95 and Route 9. This well maintained and updated studio has the added benefit of INCLUDED UTILITIES (WiFi and/or cable TV are not included in the rent) The main living space features a partial wall that provides separation between the sleeping and living area, creating an open feel while maintaining privacy. Cathedral ceilings, large windows, and skylights fill the space with plenty of natural light while hardwood and vinyl flooring provide easy maintenance. The galley kitchen has cabinetry on both sides, floating shelves, an eat-in table with seating, and a spacious full bathroom tucked away around the corner. Closets for clothing and storage along with a washer and dryer in the unit and weekly trash service are additional amenities. This rental is attached to a colonial style home and has its own separate entrance/exit and one designated parking space in the driveway. Landlord provides snow removal service with the exception of the small walkway in front of the unit's entrance. For added peace of mind, the home is equipped with a generator that maintains essential services during outages including refrigeration, heating, lighting and bathroom facilities.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Full Bath | Stall Shower | 6.0 x 7.0 | Main |
| Kitchen | 5.0 x 13.0 | Main | |
| Living Room | Cathedral Ceiling,Ceiling Fan,Hardwood Floor | 12.0 x 15.0 | Main |
| Studio Apt | Main |
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.641.8287
Dave.Beckman@raveis.com
NMLS Mortgage Loan Originator ID 10930
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $1,740 | $1,740 | $1,740 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $11 | $11 | $14 |
| Total Monthly Payment | $86 | $86 | $89 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.