138 Houston Terrace, Stamford (Cove), CT, 06902 | $725,000

Experience true pride of ownership in this beautifully maintained Cape located in the highly sought after Cove neighborhood of Stamford. Just steps from Cove Beach and Cove Island Park, this charming 3 bedroom, 1 bath home offers the perfect blend of comfort, convenience and coastal living. Inside, you'll find a warm and inviting layout ideal for everyday living. The home features central air, newer mechanicals, and modern "Brilliant" touchscreen switches, adding both efficiency and smart home functionality. Enjoy outdoor living on the newer Azek deck, perfect for relaxing or entertaining. Additional highlights include an aromatic cedar custom built closet in the primary bedroom, one-car attached garage, hot tub and meticulous upkeep throughout, making this home truly move in ready. Ideally situated just about 45 minutes from New York City, this home offers an easy commute while allowing you to enjoy the charm of coastal suburban living. With close proximity to parks, beaches, shopping and dining, this is a rare opportunity to own in one of Stamford's most desirable neighborhoods. Schedule your private showing today.

Features

  • Town: Stamford
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 1 full
  • Laundry: Main Level
  • Style: Cape Cod
  • Year Built: 1950
  • Garage: 1-car Attached Garage,Paved,Off Street Parking,Driveway
  • Heating: Baseboard,Hot Air
  • Cooling: Central Air
  • Basement: None
  • Above Grade Approx. Sq. Feet: 1,164
  • Acreage: 0.2
  • Est. Taxes: $8,451
  • Lot Desc: Fence - Privacy,Fence - Full,Dry,Level Lot
  • Elem. School: K.T. Murphy
  • Middle School: Turn of River
  • High School: Westhill
  • Appliances: Gas Cooktop,Oven/Range,Microwave,Refrigerator,Dishwasher,Washer,Dryer
  • MLS#: 24170712
  • Website: https://www.raveis.com
    /prop/24170712/138houstonterrace_stamford_ct?source=qrflyer
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Listing courtesy of Higgins Group Real Estate   Phone: (203) 658-8282

Room Information

Type Level
Bedroom 1 Upper
Bedroom 2 Upper
Kitchen Main
Living Room Main
Primary Bedroom Main

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Joseph MollicaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 130058

203.952.8600

Joseph.Mollica@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Alex FerroInsurance Sales Director, William Raveis Insurance

203.610.1536

Alex.Ferro@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

138 Houston Terrace, Stamford (Cove), CT, 06902

$725,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Joseph Mollica

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.952.8600

Joseph.Mollica@raveis.com

NMLS Mortgage Loan Originator ID 130058

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $580,000 $580,000 $580,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $704 $704 $704
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,339 $3,714 $4,816
Total Monthly Payment $4,135 $4,510 $5,612

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.