12547 PINE ISLAND DRIVE, Leesburg, FL, 34788 | $549,000

Welcome to waterfront living on the Harris Chain of Lakes!
Situated on a rare oversized double lot (. 46 acre), this beautifully updated, move-in ready, 3-bedroom, 2-bath home with 1, 825 square feet of living space offers direct canal access to Lake Eustis, giving you easy access by boat to Eustis, Mount Dora, Tavares, and Leesburg to enjoy dining, shopping, and everything lake life has to offer.
Inside, you’ll find a thoughtfully designed split floor plan with a front kitchen and dinette area. The fully renovated kitchen (2023) features all-new granite countertops, cabinetry with 42” upper cabinets extending to the ceiling, a designer backsplash, lighting, sink, faucet, gas installation, and a new gas stove.
The spacious dining room showcases a classic wood-burning fireplace, enhanced with an electric insert and remote to create an instant warm, inviting atmosphere with ease, along with tile flooring and built-in shelving, perfect for gathering.
The standout 20 x 20 living room addition (2025) at the rear of the home captures beautiful water views through walls of windows featuring reflective privacy tinted glass, 8” x 24” plank tile flooring, and four ceiling fans, creating a bright and relaxing space to unwind. Throughout the home, you’ll appreciate electric window shades (2025) operated by remote and Wi-Fi capability for added convenience.
Both bathrooms have been fully renovated (2022), and updates throughout the home include all-new windows (2025), interior doors and front door. Key system improvements include a new electrical panel (2024), and a new water softener system (2025) equipped with aerator and mineral removal.
Step outside to enjoy your private waterfront setup, complete with a seawall (2020) fully extended in 2022, and a new dock (2023). The fully fenced and gated backyard is ideal for pets, and the 14 x 9 back patio offers a peaceful spot overlooking the water.
This property also features exceptional storage and workspace options, including a versatile detached 24 x 24 garage with its own driveway and electricity, fully insulated new roof (2025), with built-in shelving and workbenches, plus a 10 x 12 utility building with a screened-in room and electricity.
Additional highlights include an attached oversized one-car garage with new garage door, track, and motor, pull-down attic stairs, side service door, stacked washer and dryer, utility sink, cabinetry with counter space, and a refrigerator.
Exterior upgrades include new driveways (2024), extensive mature landscaping with garden boxes and sidewalks, an expansive overhang above sidewalks with new soffit (2026), gutters, and an irrigation system with 7 zones (2022). The property also features a new well pump (2024).
Major systems: Roof (2016), HVAC (2014), drain field (2020), septic tank (2026).
Located in Harbor Shores, a No-HOA community that offers freedom of ownership. Enjoy a rare combination of waterfront access, flexible space, and extensive updates. This is Sunny Florida living at its best!

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 145 x 137
  • Laundry: In Garage
  • Style: Ranch
  • Year Built: 1978
  • Garage: 3-car Boat, Driveway, Garage Door Opener, Open, Oversized, Parking Pad
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,825
  • Acreage: 0.46
  • Lot Size: 145 x 137
  • Est. Taxes: $3,317
  • Lot Desc: In County, Level, Oversized Lot, Street Dead-End, Unincorporated
  • View: Water
  • Water Front: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Softener
  • MLS#: OM723885
  • Days on Market: 14 days
  • Website: https://www.raveis.com
    /prop/OM723885/12547pineislanddrive_leesburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/17/2026 12:45:48 AM)
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE   Phone: 352-233-2200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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12547 PINE ISLAND DRIVE, Leesburg, FL, 34788

$549,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $439,200 $439,200 $439,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $276 $276 $276
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,528 $2,812 $3,647
Total Monthly Payment $2,896 $3,180 $4,015

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.