4588 BALER TRAILS DRIVE, St. Cloud, FL, 34772 | $369,900

**** ~ $30K price improvement **** Welcome to this beautifully maintained pond-front home in the family-friendly community of Gramercy Farms, where modern comfort, thoughtful design, and a serene Florida lifestyle come together. Built in 2015 and offering 1, 894 square feet of well-appointed living space, this 3-bedroom, 2-bathroom residence with a 2-car garage is move-in ready, with peace-of-mind upgrades including a brand-new roof (2025) and a brand-new A/C system (2025).
From the moment you step through the front door, you'll be greeted by high ceilings, neutral tones, and luxury vinyl laminate flooring throughout, setting the tone for a warm and inviting atmosphere. Modern baseboards, elegant crown molding, and tasteful finishes elevate the home's overall aesthetic, creating a seamless blend of style and everyday comfort.
The open-concept kitchen and living room combination is the true heart of the home, designed for both quiet evenings and lively gatherings. Just off the living room, a versatile flex space offers endless possibilities, ideal as a formal dining room, a formal living room, a home office, or a creative studio, customizable to fit your lifestyle. The kitchen is as functional as it is beautiful, featuring solid wood cabinetry with a built-in wine rack, sleek stainless steel appliances, and ample counter space, perfect for the home chef and entertainer alike.
The thoughtfully designed split floor plan offers privacy and tranquility, with the primary suite tucked away as your own personal retreat. The primary bath is a true sanctuary, featuring dual vanities, a spacious step-in shower, and a generously sized walk-in closet for exceptional organization. Two additional bedrooms share a well-appointed secondary bathroom with a tub/shower combo, perfect for family or guests. A dedicated laundry room with washer and dryer adds everyday convenience.
Step outside through the sliding glass doors to enjoy your screened-in covered porch, the perfect spot for morning coffee, casual dining, or peaceful evenings while taking in the tranquil pond views from your backyard. Whether you're soaking up the Florida sunshine or simply unwinding with a good book, this outdoor space extends your living area into a private slice of paradise.
The vibrant Gramercy Farms community offers wonderful amenities for residents of all ages, including dog parks, playgrounds, and pavilions with picnic tables, all supported by an exceptionally low HOA. The neighborhood is impeccably maintained and welcoming, making it the perfect place to call home.
Ideally located just minutes from Lake Nona's Medical City, this home offers convenient proximity to dining, shopping, and excellent schools. Orlando International Airport and Central Florida's world-class attractions are all within a short, convenient drive.
This is more than just a home, it's a lifestyle. Schedule your private tour today and experience everything this exceptional pond-front retreat has to offer.

Features

  • Amenities: Park, Playground
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Traditional
  • Year Built: 2015
  • Garage: 2-car Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,894
  • Acreage: 0.15
  • Est. Taxes: $4,996
  • HOA Fee: $102 Annually
  • Lot Desc: Landscaped, Level, Sidewalk
  • View: Water
  • Water Front: Yes
  • Elem. School: Hickory Tree Elem
  • Middle School: Harmony Middle
  • High School: Harmony High
  • Pet Policy: Breed Restrictions
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: O6403618
  • Days on Market: 16 days
  • Website: https://www.raveis.com
    /prop/O6403618/4588balertrailsdrive_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/21/2026 1:23:09 AM)
Listing courtesy of Star Bay Realty Corp.   Phone: 813-533-6467

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4588 BALER TRAILS DRIVE, St. Cloud, FL, 34772

$369,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $295,920 $295,920 $295,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.776% 6.078%
Monthly Tax Payment $416 $416 $416
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,822 $1,895 $2,477
Total Monthly Payment $2,313 $2,386 $2,968

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.