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31 Elmcrest Avenue, Providence, RI, 02908 | $567,900
Gracing a tree-lined street this beautiful 1929 Colonial offers original charm and character as you enter the front foyer that opens to a living room with a cozy brick fireplace and dining area with a sitting room , ideal for gatherings and entertaining . The kitchen offering both character along with modern cabinets and newer appliances. The first floor also offers a convenient office or guest bedroom along side a lavette. The second floor offers 3 bedrooms one being a sunfilled primary suite with 3 closets , 2 are walk-in which is a rear find in a home of this era. The two others are generous in size . There is also updated bathroom that offers a jacuzzi for relaxing after a long day. On the third level is also a walkup attic for additional storage space . The home offers the original wood doors plus hardwoods and tile throughout.
The lower level offers a family room with a vintage home office that offers a built in desk and cabinetry , along with a laundry area , utilities and plenty of storage .
The oversized two car garage is ideal for cars and lawn /garden tools with a driveway that parks at least 5 cars for a large family or guest . Recent upgrades include a new roof and gas heating system. This home is available for immediate occupancy.
The property is conveniently located to schools, colleges, and hospitals, along with convenient access to major routes for an easy commute to Providence and Boston.
Features
- Amenities: Near Hospital,Near Schools,Public Transportation
- Rooms: 9
- Bedrooms: 4
- Baths: 1 full / 1 half
- Style: Colonial
- Year Built: 1929
- Garage: 2-car Detached,Garage
- Heating: Central,Gas,Pellet Stove
- Cooling: None
- Basement: Full,Interior Entry,Partially Finished
- Approx Sq. Feet: 2,657
- Acreage: 0.2
- Est. Taxes: $4,307
- Lot Desc: Multiple lots
- Appliances: Dishwasher,Gas Water Heater,Range Hood,Water Heater
- MLS#: 1411460
- Website: https://www.raveis.com
/eprop/1411460/31elmcrestavenue_providence_ri?source=qrflyer
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William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Brianna TurgeonVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 2104486
860.625.5780
Brianna.Turgeon@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
31 Elmcrest Avenue, Providence, RI, 02908
$567,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brianna Turgeon
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $454,320 | $454,320 | $454,320 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $359 | $359 | $359 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,797 | $2,869 | $3,773 |
| Total Monthly Payment | $3,248 | $3,320 | $4,224 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB