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One or more photo(s) has been virtually staged. Own your staycation and enjoy sunset views from your dining room in this move-in-ready, completely remodeled South Tampa gem. Located in Regency Cove, a gated exotic waterfront 55+ co-op community with 427 resident owners and no lot rent. Buyers do not need to be 55+ to purchase. This home is conveniently situated across from the community pool, hot tub, shuffleboard courts, gym, library, main parking area, and additional community amenities. One covered parking space is included, with ample guest parking available both on the street and in the nearby community lot. The open floor plan is filled with natural light and features new flooring throughout, warm shiplap accent walls, and an inviting living space. The kitchen is enhanced with granite countertops, abundant white cabinetry, and a clean, modern design. Both bathrooms have been fully renovated from flooring to fixtures. Laundry connections are located in the laundry/storage room, accessible from the bedroom, with an exterior door for added convenience. Residents enjoy access to a wide range of community amenities, including church services, a recently renovated heated pool and hot tub, two covered pavilions, boat docks, kayak launch, fishing and fish-cleaning station, grilling areas, shuffleboard, library, gym, fitness classes, bingo, horseshoes, card and board games, pool tables, puzzles, arts and crafts classes, watercraft and trailer parking, and more. The low HOA fee includes water, sewer, trash pickup, and grounds maintenance. Ideally located near MacDill Air Force Base, downtown Tampa, St. Petersburg, marinas, restaurants, entertainment venues, and major roadways with easy access to area beaches.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,400
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $1,120 | $1,120 | $1,120 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.628% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $7 | $7 | $9 |
| Total Monthly Payment | $82 | $82 | $84 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.