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Welcome to this beautifully maintained 2-bedroom, 2-bath home in the highly sought-after active 55+ community of Cresswind. Designed for comfortable, low-maintenance living, this home features luxury vinyl plank flooring throughout the main living areas with cozy carpet in the bedrooms. The thoughtfully designed kitchen showcases stunning quartzite countertops, a double stainless farmhouse sink, white cabinetry, a 5-burner gas cooktop with the option to convert to electric, a built-in microwave, and a smart GE oven--perfect for everyday living and entertaining alike. The open living space is enhanced by plantation shutters, while the remaining windows feature energy-efficient honeycomb blinds. The spacious primary suite offers a tray ceiling and a serene retreat, complete with an en-suitebath featuring a large low-entry tiled shower, dual sink vanity, and an oversized walk-in closet. Additional highlights include a conveniently located laundry room with utility sink, and a true standout outdoor space--a large screened-in porch with Sunspace vinyl windows, two ceiling fans, and an extended patio ideal for grilling and relaxing. The extended 4' garage is a dream "man cave" with epoxy floors, finished and painted walls, LED lighting throughout, a slop sink, and pull-down attic access to a floored storage area with radiant barrier and added safety features. Enjoy resort-style living with access to Cresswind's world-class amenities, all in a vibrant and welcoming community.
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Our Executive Mortgage Banker:
$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $320,000 | $320,000 | $320,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,970 | $2,049 | $2,679 |
| Total Monthly Payment | $2,045 | $2,124 | $2,754 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.