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Welcome to 674 Sandy Neck Ln, Unit 102, in Altamonte Springs, a spacious 3-bedroom, 2-bath first floor condo offering comfortable living, functional design, and inviting indoor-outdoor spaces. With a kitchen and family room combination, this home creates an easy flow for everyday living and casual entertaining, making the main living area feel open, connected, and welcoming.
Inside, the layout is designed for both comfort and convenience, with well-proportioned bedrooms and living spaces that support a variety of lifestyles. The kitchen overlooks the family room, allowing for easy interaction while cooking, dining, or hosting guests. The three-bedroom floorplan provides flexibility for family, guests, or a home office setup, while the two full baths add everyday practicality.
Step outside and enjoy the added appeal of outdoor living spaces, including a balcony and a screened, covered patio that offer inviting spots to relax, enjoy fresh air, or unwind at the end of the day. These features add to the home’s overall livability and give you multiple ways to enjoy Florida’s year-round climate.
The property also includes a detached 1-car garage, providing valuable covered parking and extra storage. Beyond the unit itself, the community enhances the lifestyle with amenities that include a clubhouse, community mailbox, fitness center, and pool, creating a low-maintenance setting with recreation and convenience close to home.
Located in Altamonte Springs, this condo enjoys a desirable area known for its access to shopping, dining, parks, and major roadways, while still offering a residential feel. The neighborhood adds to the home’s appeal with its blend of convenience, established surroundings, and proximity to everything that makes Altamonte Springs such a popular place to live.
**This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment. **
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Our Executive Mortgage Banker:
Our Insurance Division:
$239,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $191,200 | $191,200 | $191,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $189 | $189 | $189 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,145 | $1,207 | $1,575 |
| Total Monthly Payment | $1,409 | $1,471 | $1,839 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.