639 TERRAPIN DRIVE, Debary, FL, 32713 | $509,950

**Sales office to be converted to garage prior to close** Why wait months for new construction when you can move right into this never-occupied former model home, perfectly positioned on a premium corner lot in the peaceful community of Rivington?

This meticulously maintained single-story residence offers a seamless blend of style, comfort, and functionality. Just off the foyer, three spacious secondary bedrooms are thoughtfully situated with convenient access to a full bath—ideal for guests, family, or a home office setup. The heart of the home opens into a light-filled, open-concept living space, where a well-appointed kitchen flows effortlessly into the dining area and expansive family room—perfect for both everyday living and entertaining.

Sliding glass doors lead to an oversized covered lanai, extending your living space outdoors. The fully fenced rear yard provides privacy and endless potential—an ideal canvas to create your dream outdoor oasis, all while enjoying tranquil, unobstructed pond views.

Privately tucked away at the rear of the home, the luxurious owner’s suite serves as a serene retreat, complete with a spa-inspired en-suite bathroom and an oversized walk-in closet. A spacious two-car garage adds everyday convenience.

Residents of Rivington enjoy access to a beautifully designed clubhouse and resort-style pool, fostering a vibrant and connected community lifestyle.

Ideally located near the charm of DeBary, you’ll have quick access to outdoor destinations like Gemini Springs Park and Black Bear Wilderness Area. Commuting is a breeze with the nearby SunRail station, while major roadways including I-4, SR-429, and US-17 place shopping, dining, and top-rated schools just minutes away.

This is a rare opportunity to own a move-in-ready model home with premium features, scenic views, and exceptional convenience—without the wait.

Features

  • Amenities: Clubhouse, Playground, Pool
  • Rooms: 7
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2025
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,196
  • Acreage: 0.18
  • Est. Taxes: $3,186
  • HOA Fee: $146 Monthly
  • Elem. School: Enterprise Elem
  • Middle School: River Springs Middle School
  • High School: University High School-VOL
  • Pet Policy: Yes
  • Appliances: Disposal, Microwave, Range, Refrigerator
  • MLS#: O6402020
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/O6402020/639terrapindrive_debary_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/22/2026 4:27:12 AM)
Listing courtesy of Re/max Prime Properties   Phone: 407-347-4512

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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305.922.5393

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

639 TERRAPIN DRIVE, Debary, FL, 32713

$509,950

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $407,960 $407,960 $407,960
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.887% 6.078%
Monthly Tax Payment $266 $266 $266
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,512 $2,612 $3,415
Total Monthly Payment $2,870 $2,970 $3,773

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.