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This welcoming THROGS NECK bungalow charmer is set on a quiet block, . The beautifully maintained 3-bedroom, 2-bath home blends charm, updates, exceptional convenience and value. A Trex front porch invites you to sit and unwind and watch the world go by, , while inside you’ll find a warm sunroom, spacious living room, formal dining room, and an eat-in kitchen with sliding doors opening to a Trex deck overlooking a lovely yard with pool. The first floor includes a primary bedroom , abundant storage and a dedicated office. The semi-finished basement with separate entrance expands your living options with a family room/music room, full bath, full laundry, tool room, storage, and entrance to the attached garage. The finished attic level offers 2 good sized family bedroom plus a play area. With new windows, solid upkeep, and a prime location just 2 blocks from the Manhattan express bus and less than 1 mile to the 6 train, this home delivers comfort, space, and commuter convenience in one of the Bronx’s most desirable neighborhoods. This house comes with the added value of FULLY PAID FOR SOLAR PANELS bringing current owners an average gas electric bill of $80. Square footage does not include finished attic bedrooms or semi-finished basement.
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Our Executive Mortgage Banker:
$679,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $543,200 | $543,200 | $543,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $514 | $514 | $514 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,345 | $3,433 | $4,511 |
| Total Monthly Payment | $3,951 | $4,039 | $5,117 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.