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**Freshly graded and seeded lawn (enhanced in photos); seller will maintain through closing for optimal growth. ** Completely renovated and truly move-in ready, this beautifully updated 4-bedroom, 2. 5-bath home offers stylish, modern living in the highly sought-after Three Village Central School District. Every detail has been thoughtfully redone, including a brand-new roof, new windows, updated finishes, and a fully redesigned kitchen and bathrooms. The home features gas heating, a whole-house water filtration system, and a bright, open-concept layout ideal for today’s lifestyle. The kitchen is equipped with sleek cabinetry, stainless steel appliances, and flows seamlessly into the main living spaces—perfect for everyday living and entertaining. Additional highlights include an attached 2-car garage, a fully fenced yard, and generously sized bedrooms with beautifully updated baths. The property is also connected to sewer (no cesspool), a rare and valuable upgrade in the area. Located in South Setauket, just minutes from shopping, dining, Stony Brook University, parks, and major transportation routes, this home offers both convenience and a peaceful residential setting. Located in the highly regarded Ward Melville High School district, this turnkey property delivers exceptional value, top-tier schools, and lower taxes compared to many homes in the district.
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Our Executive Mortgage Banker:
$849,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $679,999 | $679,999 | $679,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 6.110% | 5.932% |
| Monthly Tax Payment | $1,218 | $1,218 | $1,218 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,755 | $4,077 | $5,647 |
| Total Monthly Payment | $5,065 | $5,387 | $6,957 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.