2105 Wallace Avenue, #2A, Bronx, NY, 10462 | $170,000

If you’re looking for affordable housing in NYC, look no further than 2105 Wallace Ave. This cozy and convenient one-bedroom, one-bathroom residence offers the perfect blend of comfort and practicality, making it an excellent opportunity for first-time buyers or savvy investors. Step inside to find a spacious master bedroom that can easily accommodate all your needs, providing both comfort and flexibility. The bathroom is well-equipped and thoughtfully designed for everyday convenience. The layout makes great use of space, creating a warm and inviting atmosphere throughout the home. What truly makes this property stand out is its lifestyle appeal. Pet lovers will be happy to know that pets are welcome, so you can bring your furry companions along. The HOA is also very affordable and covers essential needs, helping you keep monthly costs manageable. The building features elevator access and a community laundry room, so daily living is made easy without having to travel far. For those interested in parking, garage access is available—simply sign up and join the waiting list. Located close to local shops, stores, and schools, this property offers the convenience of city living with everything you need just minutes away. Opportunities like this don’t come around often—you don’t want to miss out on this amazing chance to own a comfortable and affordable home in NYC.

Features

  • Parking: 3-car, Attached, Off Street
  • Heating: Natural Gas, Other
  • Cooling: None
  • Rooms: 4
  • Bedrooms: 1
  • Baths: 1 full
  • Year Built: 1960
  • Common Charge: $760 Monthly
  • Approx Sq. Feet: 725
  • Elem. School: Ps 105 Sen Abraham Bernstein
  • Middle School: Pelham Acad-Academics And Community
  • High School: Bronx High School For The Visual Arts
  • School District: Community District 11
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Oven, Refrigerator
  • MLS#: 991712
  • Days on Market: 14 days
  • Website: https://www.raveis.com
    /prop/991712/2105wallaceavenue_bronx_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of eXp Realty   Phone: 888-276-0630

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

2105 Wallace Avenue, #2A, Bronx, NY, 10462

$170,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $136,000 $136,000 $136,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.776% 6.078%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $837 $871 $1,138
Total Monthly Payment $912 $946 $1,213

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.