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Set on two flat, picturesque acres in Lloyd Harbor, this charming 3-bedroom ranch presents a rare opportunity to own a truly exceptional property in a serene, park-like setting. The home welcomes you with an entry foyer and features classic moldings and built-ins that add warmth and character throughout. Easy access to the rear grounds from the kitchen where a patio overlooks the bucolic landscape providing a peaceful setting to take in the natural beauty. Two versatile outbuildings provide additional space for hobbies, storage or creative use. The expansive grounds are the highlight—lush, open, and beautifully curated with specimen plantings that enhance the tranquil surroundings. Ideally located just minutes from vibrant Huntington Village, this home offers easy access to restaurants, boutique shopping, and entertainment at The Paramount. Homeowners on Lloyd Haven enjoy access to a deeded beach, dock, boathouse, and mooring field, adding to the unique appeal of this special property. The Lloyd Haven Association fees include all maintenance of road, beach and property owned by the association. This is in addition to the Lloyd Harbor Village Park, beach, mooring and tennis. The Elementary School is only minutes from the home along with the Primary School and High School. Cold Spring Harbor SD#2
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Our Executive Mortgage Banker:
$1,985,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,588,000 | $1,588,000 | $1,588,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $1,737 | $1,737 | $1,737 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $8,892 | $9,649 | $13,293 |
| Total Monthly Payment | $10,754 | $11,511 | $15,155 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.