31470 PENNY SURF LOOP, Wesley Chapel, FL, 33545 | $2,695

This all concrete block constructed, two-story plan has a large open-concept downstairs which includes a well-appointed kitchen, living and dining area which include extended tile, and a patio, perfect for enjoying the outdoor Florida breeze. Upstairs, the oversized Bedroom 1 can easily fit a king size bed and includes a large walk-in closet as well as Bathroom 1 bathroom with double vanity. Three other bedrooms share a second upstairs bathroom while the loft provides an extra area for work or play. This home comes with stainless steel refrigerator, built-in dishwasher, electric range, microwave, granite countertops, as well as washer and dryer. Epperson is the first community in the U. S. to include one of Metro Places Crystal Lagoons, a clear, 7-acre man-made swimming pool. Homeowners can relax on soft-sand beaches, go for a swim, or take a ride down the lagoon slide. Kayaking and paddle boarding are also great options. And if you're up for a bit of a challenge, try your skill at a Wibit session, the on-the-water obstacle course. The lagoon also features a swim-up bar and a shaded green space where you can play lawn games, listen to live music, or watch your favorite sports team on the big screen. Family-friendly entertainment is always available here at Epperson.

Features

  • Type: Single Family Residence
  • Rooms: 2
  • Bedrooms: 5
  • Baths: 3 full
  • Laundry: Laundry Room
  • Year Built: 2021
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,447
  • Acreage: 0.12
  • Pet Policy: Cats OK, Dogs OK, Pet Deposit
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8503623
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8503623/31470pennysurfloop_wesleychapel_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/21/2026 7:32:09 AM)
Listing courtesy of SPARTAN PROPERTY MANAGEMENT   Phone: 813-846-2753

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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31470 PENNY SURF LOOP, Wesley Chapel, FL, 33545

$2,695

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $2,156 $2,156 $2,156
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.776% 6.078%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $13 $14 $18
Total Monthly Payment $88 $89 $93

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.